September 25, 2026
- Core Platform
- Issuance and Cards
- Payouts and Payins
There are no changes at this time.
There are no changes at this time.
Updated ACH processing windows and delivery times for USD payments to the US
USD Local payments to the United States now reflect updated delivery timelines based on client entity type. Clients onboarded with a Nium US entity continue to receive same-day ACH credit with a 16:00 ET cutoff. Clients onboarded with a Nium non-US entity now have payments processed as International ACH Transactions (IAT), with funds credited to the beneficiary by 08:30 ET on the next business day. The cutoff for IAT payments is 23:59 ET.
For more information, see ACH Payments - USD.