# Nium Developer Documentation > Complete API reference and integration guides for Nium's global payments platform. ## Getting Started - [Getting Started](https://docs.nium.com/llms/getting-started.md): This guide details how to get started with the Nium One platform, portal, and APIs. - [Key Concepts](https://docs.nium.com/llms/getting-started/key-concepts.md): Nium is a flexible, comprehensive, and easy-to-embed fintech infrastructure platform. Companies use Nium to launch and manage their payment platforms and take … - [Postman Collection](https://docs.nium.com/llms/getting-started/postman-collection.md): Postman is an API platform for using APIs. With Postman you can easily make API calls without the need to setup a programming environment. - [Parent-Child Hierarchy](https://docs.nium.com/llms/getting-started/parent-child-hierarchy.md): A parent-child structure means one data item is the parent of another data item, the child. In a parent-child hierarchy, a relationship is established between … - [Glossary](https://docs.nium.com/llms/getting-started/glossary.md): | Term | Description | - [Currency and Country Codes](https://docs.nium.com/llms/getting-started/currency-and-country-codes.md): For your reference, below you'll find a list of all the currencies and countries that are recognized throughout the world. - [Status Page](https://docs.nium.com/llms/getting-started/nium-status-page.md): The Nium Status page provides real-time updates on the operational status of Nium's different services. You can use this page to monitor the availability and … - [Playbook](https://docs.nium.com/llms/getting-started/nium-playbook.md): The Nium Playbook is your go-to guide for understanding how to send and receive payments globally using Nium’s network. Whether you're a business looking to st… - [Supported Countries](https://docs.nium.com/llms/getting-started/supported-countries.md): Learn the different countries you can send money to using Nium. - [Testing Nium](https://docs.nium.com/llms/getting-started/testing-nium.md): Learn how to test Nium's different services and build your integration with confidence. Please note, for testing purposes this article details how to test Nium… - [Error Responses](https://docs.nium.com/llms/getting-started/error-responses.md): In case of an error, the response may consist of following: ## Onboarding - [Onboarding](https://docs.nium.com/llms/onboarding.md): Onboarding refers to the process your customers need follow to sign up for the financial services you plan to offer. - [Customer Onboarding](https://docs.nium.com/llms/onboarding/customer-onboarding.md): Nium is introducing a new version of our Customer Onboarding requests. This new version (v5) provides a unified and - [Fetch Constant Enums](https://docs.nium.com/llms/onboarding/customer-onboarding/fetch-constants-enums.md): The Fetch Corporate Constants - [Submit KYC API](https://docs.nium.com/llms/onboarding/customer-onboarding/submit-kyc-api.md): The Submit KYC API lets you programmatically submit identity verification details for a customer or entity. Use this API as an alternative to the Pre-built KYC… - [Letter of Authorization](https://docs.nium.com/llms/onboarding/customer-onboarding/letter-of-authorization.md): A Letter of Authorization (LOA) or Power of Attorney (POWER_OF_ATTORNEY) is a document signed by a business signatory that authorizes an applicant to conduct f… - [Simulate v5 Onboarding Status](https://docs.nium.com/llms/onboarding/customer-onboarding/simulate-v5-onboarding-status.md): Use the Simulate v5 Onboarding API to transition a customer's status and sub-status during sandbox testing. This lets you reproduce compliance scenarios—such a… - [AU Onboarding](https://docs.nium.com/llms/onboarding/customer-onboarding/au-onboarding.md): AU onboarding combines regulatory obligations under Australia’s AML/CTF regime with configurable identity verification - [Required Documents](https://docs.nium.com/llms/onboarding/customer-onboarding/au-onboarding/required-documents.md): Learn which documents are required to onboard businesses and individuals registered in Australia. - [Required Parameters](https://docs.nium.com/llms/onboarding/customer-onboarding/au-onboarding/required-parameters.md): Learn the required parameters, validation rules, and sample payloads for onboarding individual and corporate customers in Australia using the Customer Onboardi… - [EU Onboarding](https://docs.nium.com/llms/onboarding/customer-onboarding/eu-onboarding.md): EU onboarding combines regulatory obligations under European AML directives with configurable identity verification - [Required Documents](https://docs.nium.com/llms/onboarding/customer-onboarding/eu-onboarding/required-documents.md): Learn which documents are required to onboard businesses and individuals registered in the European Union (EU). - [Required Parameters](https://docs.nium.com/llms/onboarding/customer-onboarding/eu-onboarding/required-parameters.md): Learn the required parameters, validation rules, and sample payloads for onboarding individual and corporate customers in the EU using the Customer Onboarding … - [SG Onboarding](https://docs.nium.com/llms/onboarding/customer-onboarding/sg-onboarding.md): Singapore onboarding combines regulatory obligations under Singapore’s AML/CFT framework with configurable identity and - [Required Documents](https://docs.nium.com/llms/onboarding/customer-onboarding/sg-onboarding/required-documents.md): This page outlines the documents required for stakeholders, applicants for all business types to onboard a customer - [Required Parameters](https://docs.nium.com/llms/onboarding/customer-onboarding/sg-onboarding/required-parameters.md): The following guide includes the details that are required when creating a customer using - [CA Onboarding](https://docs.nium.com/llms/onboarding/customer-onboarding/ca-onboarding.md): Learn how to onboard businesses and individuals in the Canada using Customer Onboarding v5. - [Required Documents](https://docs.nium.com/llms/onboarding/customer-onboarding/ca-onboarding/required-documents.md): Learn which documents are required to onboard businesses and individuals registered in the Canada. - [Required Parameters](https://docs.nium.com/llms/onboarding/customer-onboarding/ca-onboarding/required-parameters.md): Learn the required parameters, validation rules, and sample payloads for onboarding individual and corporate customers in the CA using the Customer Onboarding … - [UK Onboarding](https://docs.nium.com/llms/onboarding/customer-onboarding/uk-onboarding.md): UK onboarding combines regulatory requirements under the UK’s AML (Anti-Money Laundering) framework with configurable - [Required Documents](https://docs.nium.com/llms/onboarding/customer-onboarding/uk-onboarding/required-documents.md): Learn which documents are required to onboard businesses and individuals in the United Kingdom (UK). - [Required Parameters](https://docs.nium.com/llms/onboarding/customer-onboarding/uk-onboarding/required-parameters.md): Learn the required parameters, validation rules, and sample payloads for onboarding individual and corporate customers in the UK using the Customer Onboarding … - [US Onboarding](https://docs.nium.com/llms/onboarding/customer-onboarding/us-onboarding.md): Learn how to onboard businesses and individuals in the United States using Customer Onboarding v5. - [Required Documents](https://docs.nium.com/llms/onboarding/customer-onboarding/us-onboarding/required-documents.md): Learn which documents are required to onboard businesses and individuals registered in the United States. - [Required Parameters](https://docs.nium.com/llms/onboarding/customer-onboarding/us-onboarding/required-parameters.md): Learn the required parameters, validation rules, and sample payloads for onboarding individual and corporate customers in the US using the Customer Onboarding … - [HK Onboarding](https://docs.nium.com/llms/onboarding/customer-onboarding/hk-onboarding.md): Learn how to onboard businesses and individuals in the Hong Kong using Customer Onboarding v5. - [Required Documents](https://docs.nium.com/llms/onboarding/customer-onboarding/hk-onboarding/required-documents.md): Learn which documents are required to onboard businesses and individuals registered in the Hong Kong. - [Required Parameters](https://docs.nium.com/llms/onboarding/customer-onboarding/hk-onboarding/required-parameters.md): Learn the required parameters, validation rules, and sample payloads for onboarding individual and corporate customers in the HK using the Customer Onboarding … - [JP Onboarding](https://docs.nium.com/llms/onboarding/customer-onboarding/jp-onboarding.md): Learn how to onboard businesses and individuals in the Japan using Customer Onboarding v5. - [Required Documents](https://docs.nium.com/llms/onboarding/customer-onboarding/jp-onboarding/required-documents.md): Learn which documents are required to onboard businesses and individuals registered in the Japan. - [Required Parameters](https://docs.nium.com/llms/onboarding/customer-onboarding/jp-onboarding/required-parameters.md): Learn the required parameters, validation rules, and sample payloads for onboarding individual and corporate customers in the HK using the Customer Onboarding … - [NL Onboarding](https://docs.nium.com/llms/onboarding/customer-onboarding/nl-onboarding.md): NL onboarding is governed by Anti-Money Laundering (AML) directives and local regulatory requirements across EU member - [Required Documents](https://docs.nium.com/llms/onboarding/customer-onboarding/nl-onboarding/required-documents.md): Learn which documents are required to onboard businesses and individuals registered in the European Union (NL). - [Required Parameters](https://docs.nium.com/llms/onboarding/customer-onboarding/nl-onboarding/required-parameters.md): Learn the required parameters, validation rules, and sample payloads for onboarding individual and corporate customers in the NL using the Customer Onboarding … - [Corporate Customers](https://docs.nium.com/llms/onboarding/corporate-customers.md): This page describes an older version of corporate customer onboarding that is no longer supported. Visit the Customer Onboarding page for the latest v5 onboard… - [Onboarding Forms](https://docs.nium.com/llms/onboarding/corporate-customers/onboarding-forms.md): You can onboard corporate customers with Nium in two ways, depending on your needs and resources: - [Onboarding Error Codes](https://docs.nium.com/llms/onboarding/corporate-customers/onboarding-error-codes.md): You can use the errorDetails object in all of the APIs related to Onboarding. In this object, code can be used to classify messages and to handle different err… - [Corporate Constants](https://docs.nium.com/llms/onboarding/corporate-customers/corporate-constants.md): The Fetch Corporate Constants request returns acceptable values of various fields that need to be passed via the Onboard Corporate Customer request. - [Using the Sandbox](https://docs.nium.com/llms/onboarding/corporate-customers/using-the-sandbox.md): As part of onboarding, you need to submit data and documents for your business, your business stakeholders, and your applicants via the Onboard Corporate Custo… - [Letter of Authorization](https://docs.nium.com/llms/onboarding/corporate-customers/letter-of-authorization.md): A Letter of Authorization (LOA) or Power of Attorney (POWER_OF_ATTORNEY) is a document signed by a business signatory that authorizes an applicant to conduct f… - [Requests for Information (RFIs)](https://docs.nium.com/llms/onboarding/corporate-customers/requests-for-information.md): After submission, the status in the Onboard Corporate Customer response is IN_PROGRESS. The applicant needs to complete both the Applicant KYC (if applicable) … - [RFI Templates](https://docs.nium.com/llms/onboarding/corporate-customers/requests-for-information-rfis/rfi-templates.md): This page contains all the possible Request For Information (RFI) templates for corporate customers. - [RFI Examples](https://docs.nium.com/llms/onboarding/corporate-customers/requests-for-information-rfis/rfi-examples.md): Thew following details the different responses you can expect to receive when using the Fetch RFI Template Details request to understand how to respond to Requ… - [AU Onboarding](https://docs.nium.com/llms/onboarding/corporate-customers/au-onboarding.md): - - [Required Parameters](https://docs.nium.com/llms/onboarding/corporate-customers/au-onboarding/required-parameters.md): The API fields shown on this page are relevant to Australia only. To see the full payload, refer to the Onboard Corporate Customer API Reference. - [Required Documents](https://docs.nium.com/llms/onboarding/corporate-customers/au-onboarding/required-documents.md): This page outlines the documents required for stakeholders, applicants, and various business types to onboard a corporate customer registered in Australia. - [Position Mapping](https://docs.nium.com/llms/onboarding/corporate-customers/au-onboarding/position-mapping.md): | Business entity type | DIRECTOR | MEMBERS | PARTNER | REPRESENTATIVE | SETTOR | TRUSTEE | UBO | SHAREHOLDER | SIGNATORY | EXECUTOR | PROTECTOR | - [Example Requests](https://docs.nium.com/llms/onboarding/corporate-customers/au-onboarding/example-requests.md): To onboard your entity, you can call the Onboard Corporate Customer API. For an example call that you can customize with your information, see: - [CA Onboarding](https://docs.nium.com/llms/onboarding/corporate-customers/ca-onboarding.md): - - [Required Parameters](https://docs.nium.com/llms/onboarding/corporate-customers/ca-onboarding/required-parameters.md): - - [Required Documents](https://docs.nium.com/llms/onboarding/corporate-customers/ca-onboarding/required-documents.md): This page outlines the documents required for stakeholders, applicants, and various business types to onboard a corporate customer registered in Canada. - [Position Mapping](https://docs.nium.com/llms/onboarding/corporate-customers/ca-onboarding/position-mapping.md): | businessType | SIGNATORY | DIRECTOR | EXECUTOR | PARTNER | PROTECTOR | SETTLOR | SHAREHOLDER | TRUSTEE | UBO | - [Example Requests](https://docs.nium.com/llms/onboarding/corporate-customers/ca-onboarding/example-requests.md): To onboard your entity, you can call the Onboard Corporate Customer API. For an example call that you can customize with your information, see: - [EU Onboarding](https://docs.nium.com/llms/onboarding/corporate-customers/eu-onboarding.md): This page provides an overview of Know Your Business (KYB) flows for the European Union and includes links to related resources for quick reference. - [Required Parameters](https://docs.nium.com/llms/onboarding/corporate-customers/eu-onboarding/required-parameters.md): The page list the fields that apply to customers onboarded under the EU region. To view the complete request payload, see the Onboard Corporate Customer reques… - [Required Documents](https://docs.nium.com/llms/onboarding/corporate-customers/eu-onboarding/required-documents.md): This page outlines the documents required for stakeholders, applicants, and various business types to onboard a corporate customer registered in Europe. - [Position Mapping](https://docs.nium.com/llms/onboarding/corporate-customers/eu-onboarding/position-mapping.md): Positions required for each business type in the EU: - [Example Requests](https://docs.nium.com/llms/onboarding/corporate-customers/eu-onboarding/example-requests.md): To onboard your entity, you can call the Onboard Corporate Customer API. For an example call that you can customize with your information, see: - [HK Onboarding](https://docs.nium.com/llms/onboarding/corporate-customers/hk-onboarding.md): This page contains details about the Hong Kong (HK) Know Your Business (KYB) flows and links to the following sub-pages for a quick reference: - [Required Parameters](https://docs.nium.com/llms/onboarding/corporate-customers/hk-onboarding/required-parameters.md): The API fields shown on this page are relevant to Hong Kong (HK) only. To see the full payload, refer to the Onboard Corporate Customer API Reference. - [Required Documents](https://docs.nium.com/llms/onboarding/corporate-customers/hk-onboarding/required-documents.md): This page outlines the documents required for stakeholders, applicants, and various business types to onboard a corporate customer registered in Hong Kong (HK). - [Position Mapping](https://docs.nium.com/llms/onboarding/corporate-customers/hk-onboarding/position-mapping.md): | businessType | DIRECTOR | PARTNER | REPRESENTATIVE | SHAREHOLDER | SIGNATORY | UBO | - [Example Requests](https://docs.nium.com/llms/onboarding/corporate-customers/hk-onboarding/example-requests.md): To onboard your entity, you can call the Onboard Corporate Customer API. For an example call that you can customize with your information, see: - [JP Onboarding](https://docs.nium.com/llms/onboarding/corporate-customers/jp-onboarding.md): This page contains details about the Japan (JP) Know Your Business (KYB) flows and links to the following sub-pages for a quick reference: - [Required Parameters](https://docs.nium.com/llms/onboarding/corporate-customers/jp-onboarding/required-parameters.md): The API fields shown on this page are relevant to Japan (JP) only. To see the full payload, see the Onboard Corporate Customer request. - [Required Documents](https://docs.nium.com/llms/onboarding/corporate-customers/jp-onboarding/required-documents.md): This page lists the required documents for stakeholders, applicants, and business types to onboard a corporate customer registered in Japan (JP). - [Position Mapping](https://docs.nium.com/llms/onboarding/corporate-customers/jp-onboarding/position-mapping.md): | businessType | DIRECTOR | SHAREHOLDER | SIGNATORY | UBO | - [Example Requests](https://docs.nium.com/llms/onboarding/corporate-customers/jp-onboarding/example-requests.md): Use the Onboard Corporate Customer request to onboard an entity. Below are examples you can use and update with your entity's information: - [NZ Onboarding](https://docs.nium.com/llms/onboarding/corporate-customers/nz-onboarding.md): This page contains details about the New Zealand Know Your Business (KYB) flows and links to the following sub-pages for a quick reference: - [Required Parameters](https://docs.nium.com/llms/onboarding/corporate-customers/nz-onboarding/required-parameters.md): The API fields shown on this page are relevant to New Zealand only. To see the full payload, refer to the Onboard Corporate Customer API Reference. - [Required Documents](https://docs.nium.com/llms/onboarding/corporate-customers/nz-onboarding/required-documents.md): This page outlines the documents required for stakeholders, applicants, and various business types to onboard a corporate customer registered in New Zealand. - [Position Mapping](https://docs.nium.com/llms/onboarding/corporate-customers/nz-onboarding/position-mapping.md): | Business entity type | DIRECTOR | NOMINEEDIRECTOR | MEMBERS | PARTNER | NOMINEEGENERALPARTNER | TRUSTBENEFICIARY | SETTELOR | NOMINEESETTLOR | TRUSTEE | UBO… - [Example Requests](https://docs.nium.com/llms/onboarding/corporate-customers/nz-onboarding/example-requests.md): To onboard your entity, you can call the Onboard Corporate Customer request. For an example call that you can customize with your information, see: - [Allowed Banks for Wallet Activation](https://docs.nium.com/llms/onboarding/corporate-customers/nz-onboarding/allowed-banks.md): To meet regulatory requirements in New Zealand, a wallet can only be activated after it receives its first funding transaction from the customer’s own bank acc… - [SG Onboarding](https://docs.nium.com/llms/onboarding/corporate-customers/sg-onboarding.md): This page contains details about the Singapore Know Your Business (KYB) flows and links to the following sub-pages for a quick reference: - [Required Parameters](https://docs.nium.com/llms/onboarding/corporate-customers/sg-onboarding/required-parameters.md): The API fields shown on this page are relevant to Singapore only. To see the full payload, refer to the Onboard Corporate Customer API Reference. - [Required Documents](https://docs.nium.com/llms/onboarding/corporate-customers/sg-onboarding/required-documents.md): This page outlines the documents required for stakeholders, applicants, and various business types to onboard a corporate customer registered in Singapore. - [Position Mapping](https://docs.nium.com/llms/onboarding/corporate-customers/sg-onboarding/position-mapping.md): | businessType | DIRECTOR | EXECUTOR | MEMBERS | PARTNER | PROTECTOR | REPRESENTATIVE | SETTLOR | TRUSTEE | UBO | SHAREHOLDER | SIGNATORY | - [Example Requests](https://docs.nium.com/llms/onboarding/corporate-customers/sg-onboarding/example-requests.md): To onboard your entity, you can call the Onboard Corporate Customer API. For an example call that you can customize with your information, see: - [UK Onboarding](https://docs.nium.com/llms/onboarding/corporate-customers/uk-onboarding.md): This page contains details about the United Kingdom Know Your Business (KYB) flows and links to the following sub-pages for a quick reference: - [Required Parameters](https://docs.nium.com/llms/onboarding/corporate-customers/uk-onboarding/required-parameters.md): The API fields shown on this page are relevant to the United Kingdom only. To see the full payload, refer to the Onboard Corporate Customer API Reference. - [Required Documents](https://docs.nium.com/llms/onboarding/corporate-customers/uk-onboarding/required-documents.md): This page outlines the documents required for stakeholders, applicants, and various business types to onboard a corporate customer registered in the United Kin… - [Position Mapping](https://docs.nium.com/llms/onboarding/corporate-customers/uk-onboarding/position-mapping.md): | BusinessType | DIRECTOR | MEMBERS | PARTNER | REPRESENTATIVE | SETTLOR | SHAREHOLDER | SIGNATORY | TRUSTEE | UBO | CONTROL_PERSON | - [Example Requests](https://docs.nium.com/llms/onboarding/corporate-customers/uk-onboarding/example-requests.md): To onboard your entity, you can call the Onboard Corporate Customer API. For an example call that you can customize with your information, see: - [US Onboarding](https://docs.nium.com/llms/onboarding/corporate-customers/us-onboarding.md): This page outlines the US Know Your Business (KYB) flows and links to reference pages: - [Required Parameters](https://docs.nium.com/llms/onboarding/corporate-customers/us-onboarding/required-parameters.md): The API fields shown on this page are relevant to the United States only. To see the full payload, refer to the Onboard Corporate Customer API Reference. - [Required Documents - US](https://docs.nium.com/llms/onboarding/corporate-customers/us-onboarding/required-documents.md): This page outlines the documents required for stakeholders, applicants, and various business types to onboard a corporate customer registered in the United Sta… - [Position Mapping](https://docs.nium.com/llms/onboarding/corporate-customers/us-onboarding/postion-mapping.md): | businessType | CONTROL_PRONG | DIRECTOR | EXECUTOR | MEMBERS | PARTNER | PROTECTOR | SETTLOR | SHAREHOLDER | SIGNATORY | TRUSTEE | UBO | - [Example Requests](https://docs.nium.com/llms/onboarding/corporate-customers/us-onboarding/example-requests.md): To onboard your entity, you can call the Onboard Corporate Customer API. For an example call that you can customize with your information, see: - [Individual Customers](https://docs.nium.com/llms/onboarding/individual-customers.md): This page describes an older version of corporate customer onboarding that is no longer supported. Visit the Customer Onboarding page for the latest v5 onboard… - [Adding Customers](https://docs.nium.com/llms/onboarding/individual-customers/adding-customers.md): The Unified Add Customer API creates a customer with the manual Know Your Customer (KYC) option where most of the parameters are applicable. For other KYC opti… - [Customer Lifecycle](https://docs.nium.com/llms/onboarding/individual-customers/customer-lifecycle.md): This article details the requests and tools clients have available to manage customers. - [Request for Information (RFIs)](https://docs.nium.com/llms/onboarding/individual-customers/requests-for-information-rfis.md): When the Nium compliance team finds insufficient information, it takes the following actions: - [Frequently Asked Questions](https://docs.nium.com/llms/onboarding/individual-customers/faqs.md): Are customers required to accept Nium's Terms and Conditions before submitting their onboarding request? - [AU Onboarding](https://docs.nium.com/llms/onboarding/individual-customers/onboarding-au.md): This page contains details about the Australian Know Your Customer (KYC) flows and links to the following sub-pages for quick reference: - [Required Parameters](https://docs.nium.com/llms/onboarding/individual-customers/onboarding-au/required-parameters.md): The API fields shown on this page are relevant to the AU regulatory region only. To see the full payload, refer to the Unified Add Customer API Reference. - [Required Documents](https://docs.nium.com/llms/onboarding/individual-customers/onboarding-au/required-documents.md): eKYC - [Example Requests](https://docs.nium.com/llms/onboarding/individual-customers/onboarding-au/example-requests.md): To onboard individual customers, use the Unified Add Customer request. - [CA Onboarding](https://docs.nium.com/llms/onboarding/individual-customers/onboarding-ca.md): This page contains information and links to guides about onboarding individual Canadian customers and the related Know Your Customer (KYC) flows: - [Required Parameters](https://docs.nium.com/llms/onboarding/individual-customers/onboarding-ca/required-parameters.md): The page details the fields that are required to onboard individual Canadian customers. To review the request in it's entirety, see the Unified Add Customer r… - [Required Documents](https://docs.nium.com/llms/onboarding/individual-customers/onboarding-ca/required-documents.md): Document submission - [Example Requests](https://docs.nium.com/llms/onboarding/individual-customers/onboarding-ca/example-requests.md): To onboard your individual customer, you can call the Unified Add Customer API. - [EU Onboarding](https://docs.nium.com/llms/onboarding/individual-customers/onboarding-eu.md): This page contains details about the European Union Know Your Customer (KYC) flows and links to the following sub-pages for quick reference: - [Required Parameters](https://docs.nium.com/llms/onboarding/individual-customers/onboarding-eu/required-parameters.md): The API fields shown on this page are relevant to the EU regulatory region only. To see the full payload, refer to the Unified Add Customer API Reference. - [Required Documents](https://docs.nium.com/llms/onboarding/individual-customers/onboarding-eu/required-documents.md): Document submission - [Example Requests](https://docs.nium.com/llms/onboarding/individual-customers/onboarding-eu/example-requests.md): To onboard your individual customer, submit a request to the Unified Add Customer endpoint. - [SG Onboarding](https://docs.nium.com/llms/onboarding/individual-customers/onboarding-sg.md): This page contains details about the different Singapore Know Your Customer (KYC) flows. See the following links for other pages related to onboarding: - [Required Parameters](https://docs.nium.com/llms/onboarding/individual-customers/onboarding-sg/required-parameters.md): The API fields shown on this page are relevant to the SG regulatory region only. To see the full payload, refer to the Unified Add Customer API Reference. - [Required Documents](https://docs.nium.com/llms/onboarding/individual-customers/onboarding-sg/required-documents.md): Document submission - [Example Requests](https://docs.nium.com/llms/onboarding/individual-customers/onboarding-sg/example-requests.md): Use the Unified Add Customer request to onboard an individual customer. - [Wallets in SG](https://docs.nium.com/llms/onboarding/individual-customers/onboarding-sg/wallets-in-sg.md): Payment Services Act (PSA) scope - [UK Onboarding](https://docs.nium.com/llms/onboarding/individual-customers/onboarding-uk.md): This page contains details about the United Kingdom Know Your Customer (KYC) flows and links to the following sub-pages for quick reference: - [Required Parameters](https://docs.nium.com/llms/onboarding/individual-customers/onboarding-uk/required-parameters.md): The API fields shown on this page are relevant to the UK regulatory region only. To see the full payload, refer to the Unified Add Customer API Reference. - [Required Documents](https://docs.nium.com/llms/onboarding/individual-customers/onboarding-uk/required-documents.md): Document submission - [Example Requests](https://docs.nium.com/llms/onboarding/individual-customers/onboarding-uk/example-requests.md): To onboard your individual customer, you can call the Unified Add Customer API. - [US Onboarding](https://docs.nium.com/llms/onboarding/individual-customers/onboarding-us.md): This page contains details about the United States Know Your Customer (KYC) flows and links to the following sub-pages for quick reference: - [Required Parameters](https://docs.nium.com/llms/onboarding/individual-customers/onboarding-us/required-parameters.md): The API fields shown on this page are relevant to the US regulatory region only. To see the full payload, refer to the Unified Add Customer API Reference. - [Required Documents](https://docs.nium.com/llms/onboarding/individual-customers/onboarding-us/required-documents.md): Document submission - [Example Requests](https://docs.nium.com/llms/onboarding/individual-customers/onboarding-us/example-requests.md): To onboard your individual customer, you can call the Unified Add Customer API. - [Verification of Payee](https://docs.nium.com/llms/onboarding/vop-guidelines.md): From October 9, 2025, Nium must comply with the EU’s Instant Payments Regulation, which requires clients to perform a Verification of Payee (VoP) on all EUR Lo… - [Europe](https://docs.nium.com/llms/onboarding/europe.md): As part of Europe’s Instant Payments Regulation, Nium complies with Verification of Payee (VoP) requirements. ## Wallets - [Wallets](https://docs.nium.com/llms/wallets.md): Your customers or account holders get a wallet in multiple currencies. They use a wallet to make payments. You can consider a wallet an account, so you can use… - [Wallet to Wallet Transfers](https://docs.nium.com/llms/wallets/wallet-to-wallet-transfers.md): You can allow a Nium onboarded customer to transfer funds from their wallet to another Nium onboarded customer with a suite of Nium One platform fund transfer … ## Payins - [Payins](https://docs.nium.com/llms/payins.md): Payins enable clients and businesses to collect and fund Nium wallets seamlessly through various payment methods, such as bank transfers, cards, digital wallet… - [Fund a Wallet](https://docs.nium.com/llms/payins/fund-wallet.md): Learn how to fund a Nium wallet using a card, bank transfer, direct debit, or third-party account. Covers funding setup, virtual accounts, and API steps. - [Virtual Accounts](https://docs.nium.com/llms/payins/virtual-account-number.md): Virtual account numbers (VANs) are unique account identifiers that enable Nium clients and customers to manage - [Prefund Account](https://docs.nium.com/llms/payins/program-client-and-client-prefund-account.md): Program - [Direct Debit](https://docs.nium.com/llms/payins/direct-debit.md): Nium's Direct Debit funding capability helps you add your business customer's bank account to their Nium-issued wallet to help them make payments. - [Direct Debit AU](https://docs.nium.com/llms/payins/direct-debit/direct-debit-au.md): In Australia, Nium’s platform accepts Direct Debit payments from business customers with an Australian bank account through: - [Direct Debit CA](https://docs.nium.com/llms/payins/direct-debit/direct-debit-ca.md): In Canada, Direct Debit transactions are processed using a Pre-Authorized Debit (PAD) scheme. PAD is managed by Payments Canada and operates through the Automa… - [Direct Debit EU](https://docs.nium.com/llms/payins/direct-debit/direct-debit-eu.md): Nium One platform clients in the European Union can accept Single Euro Payments Area (SEPA) Core Direct Debit payments from business customers with an EU bank … - [Direct Debit SG](https://docs.nium.com/llms/payins/direct-debit/direct-debit-sg.md): Clients in Singapore can accept eGIRO Direct Debit payments from corporate customers with a Singaporean (SG) bank account. - [Direct Debit UK](https://docs.nium.com/llms/payins/direct-debit/direct-debit-uk.md): Nium One platform clients in the United Kingdom can accept Bacs Payment Schemes Limited Direct Debit payments from business customers with a UK bank account us… - [Direct Debit US](https://docs.nium.com/llms/payins/direct-debit/direct-debit-us.md): Nium clients in the United States can accept Automated Clearing House (ACH) Direct Debit payments from business customers with a US bank account. - [Verification of Payee (EU)](https://docs.nium.com/llms/payins/verification-of-payee-eu.md): As part of Europe’s Instant Payments Regulation, Nium complies with Verification of Payee (VoP) requirements. ## Payouts - [Payouts](https://docs.nium.com/llms/payouts.md): Nium Payouts lets you send money to over 190 countries and make real-time, on-demand payments in more than 100 countries. - [Transfer Money](https://docs.nium.com/llms/payouts/transfer-money.md): You can create payouts to transfer funds using one of the following methods: - [Transaction Lifecycle](https://docs.nium.com/llms/payouts/transfer-money/remittance-lifecycle.md): The diagram below outlines the entire journey of a transaction payout (also called a remittance), from its initiation to its completion. See transaction status… - [Purpose Codes](https://docs.nium.com/llms/payouts/transfer-money/purpose-codes.md): Purpose codes are used to identify the purpose of each and every payment. - [Routing Codes](https://docs.nium.com/llms/payouts/transfer-money/routing-codes.md): - SWIFT Code: A SWIFT code is an international bank identifier code used to identify financial institutions worldwide. It is typically 8 or 11 characters long … - [Failure Codes](https://docs.nium.com/llms/payouts/transfer-money/return-codes.md): Learn why transactions fail with standardized ISO 20022 return codes. Learn how to interpret failure messages, troubleshoot issues, and use Nium's recommended … - [Tracking Wires](https://docs.nium.com/llms/payouts/transfer-money/tracking-wires.md): Considering SWIFT cross-border transactions are passed to multiple correspondent banks, these transactions take time to reach the intended beneficiaries. With … - [Estimated Delivery Time](https://docs.nium.com/llms/payouts/transfer-money/estimated-delivery-time.md): Nium provides the estimated delivery times for payout transactions using the estimatedDeliveryTime field in the Remit Transaction Initiated webhook event. - [Payout Validator](https://docs.nium.com/llms/payouts/transfer-money/payment-validator.md): The Payout Validator request checks whether a payout request will succeed before you debit your customer’s account or call the Transfer Money request. - [Payout Rail Preference](https://docs.nium.com/llms/payouts/transfer-money/payout-rail-preference.md): By default, Nium selects the optimal payout rail for each transaction based on internal routing logic — factoring in cost, coverage, and speed. The Payout Rail… - [OFI Screening Guide](https://docs.nium.com/llms/payouts/transfer-money/ofi-screening-guide.md): - Transfer Money - [OFI Screening Guide](https://docs.nium.com/llms/payouts/transfer-money/payout-validation-schema.md): - Transfer Money - [Beneficiaries](https://docs.nium.com/llms/payouts/beneficiaries.md): A beneficiary is the individual or business authorized to receive funds from a specific source, such as a bank account - [Schema Preview (Beta)](https://docs.nium.com/llms/payouts/beneficiaries/schema-preview.md): Any change to Nium's beneficiary schema like adding a new required field — goes live immediately on the release date as documented in the Nium Changelog. This … - [Card Widget](https://docs.nium.com/llms/payouts/get-a-card-widget.md): This API lets you use Nium’s card widget to tokenize the beneficiary card details. Customers who don't follow the Payment Card Industry Data Security Standard … - [Payment Visibility](https://docs.nium.com/llms/payouts/recognizing-payments.md): When your business sends payouts through Nium, recipients expect to know two things: - [Track Payouts](https://docs.nium.com/llms/payouts/track-payouts.md): After you create a payout, the next step is to track its progress. This helps you make sure everything is moving as expected—and take action if needed. - [Batch Payouts](https://docs.nium.com/llms/payouts/bulk-payouts.md): Send, track, and reconcile high-volume payouts in a single request with asynchronous processing, real-time webhooks, and full batch visibility. - [Country and Regional Guides](https://docs.nium.com/llms/payouts/country-and-regional-guides.md): Use these guides to understand payout behavior, beneficiary requirements, processing timelines, and return scenarios for specific countries and regional paymen… - [ACH Payments - USD](https://docs.nium.com/llms/payouts/country-and-regional-guides/usd-payments-to-the-united-states-ach.md): Send USD payouts to US bank accounts using the ACH network. - [EFT and Interac Payments - CAD](https://docs.nium.com/llms/payouts/country-and-regional-guides/cad-payments-to-canada-eft-and-interac.md): Send CAD payouts to bank accounts in Canada using EFT or Interac. - [SEPA Payments - EUR](https://docs.nium.com/llms/payouts/country-and-regional-guides/eur-payments-to-sepa.md): Send EUR payouts to bank accounts in SEPA countries using SEPA Instant or SEPA Credit. - [GBP Payments - UK and Crown Dependencies](https://docs.nium.com/llms/payouts/country-and-regional-guides/gbp-payments-to-the-united-kingdom-and-crown-dependencies.md): Send GBP payouts to bank accounts in the United Kingdom and Crown Dependencies using Faster Payments or CHAPS. ## Cards - [Cards](https://docs.nium.com/llms/cards.md): Cards allow your individual or corporate customer to pay any merchant—a store or commerce site—anywhere in seconds. Physical or digital cards are powered by gl… - [Card Lifecycle](https://docs.nium.com/llms/cards/card-lifecycle.md): To help your customers or recipients get and use their cards, the Nium One platform supports several APIs to address the cards' lifecycle process. The diagram … - [Manage Cards](https://docs.nium.com/llms/cards/manage-cards.md): After you set up your customer with their cards, you can offer them a number of functionalities using Nium APIs. The following are the card management APIs: - [Card Transactions](https://docs.nium.com/llms/cards/card-transactions.md): A transaction is a record of a debit or credit event that impacts the wallet balance. - [Card Widget](https://docs.nium.com/llms/cards/card-widget.md): The card widget allows you to embed a widget using a URL hosted by Nium. The widget enables you to securely embed and display sensitive card data in your mobil… - [Card Security](https://docs.nium.com/llms/cards/card-security.md): Your PIN is a four- or six-digit code that verifies a cardholder's identity. To complete an ATM or a point-of-sale (POS) transaction, you're required to enter … - [PGP Prerequisites](https://docs.nium.com/llms/cards/card-security/pgp-prerequisites.md): Some endpoints in Nium's API have prerequisites that your integration needs to comply with before you can use them. These prerequisites are in place for compli… - [Dynamic Authorization](https://docs.nium.com/llms/cards/dynamic-authorization.md): The Dynamic Authorization model lets you participate in the card authorization transaction decision-making process. - [Prerequisites](https://docs.nium.com/llms/cards/dynamic-authorization/prerequisites.md): To take advantage of our Dynamic Authorization model, your system needs to respond to a request from the Nium One platform. - [Hosted Models](https://docs.nium.com/llms/cards/dynamic-authorization/hosted-model.md): The Hosted Model is the default authorization logic on the Nium One platform. This model allows Nium to serve as the primary statement of record holder and aut… - [Extended Model](https://docs.nium.com/llms/cards/dynamic-authorization/extended-model.md): The Extended Model is a customizable authorization logic if you're on the Hosted Model in the Nium One platform. This model requires you to make a decision as … - [Delegated Models](https://docs.nium.com/llms/cards/dynamic-authorization/delegated-model.md): The authorization API for the Dynamic Authorization consists of a request and a response body. Nium sends the request body to the authorization endpoint. The a… - [Digital Wallet Tokenization](https://docs.nium.com/llms/cards/digital-wallet-tokenization.md): What is Tokenization? - [Apple Pay - Push Provisioning](https://docs.nium.com/llms/cards/digital-wallet-tokenization/apple-pay.md): Learn how to integrate the Nium Push Pay SDK to enable cardholders to add their cards to Apple Wallet directly from your mobile banking app. This step-by-step … - [Apple Pay - Flutter SDK](https://docs.nium.com/llms/cards/digital-wallet-tokenization/apple-pay/flutter-sdk.md): Learn how to integrate Apple Pay Push Provisioning into your Flutter app using Nium’s SDK. - [Google Pay Push Provisioning](https://docs.nium.com/llms/cards/digital-wallet-tokenization/google-pay.md): Learn how to use the Nium Push Pay SDK to enable cardholders to add cards to Google Pay directly from your mobile banking app. - [Google Pay - Flutter SDK](https://docs.nium.com/llms/cards/digital-wallet-tokenization/google-pay/flutter-sdk.md): Learn how to integrate Google Pay Push Provisioning into your Flutter app using Nium’s SDK. This guide covers Android setup, SDK configuration, and platform ch… - [3DS Security](https://docs.nium.com/llms/cards/3ds-security.md): The Three-Domain Secure (3DS) security protocol, created and branded by Visa and Mastercard as Visa Secure and Mastercard SecureCode, respectively, further pro… - [One-Time Password](https://docs.nium.com/llms/cards/3ds-security/one-time-password.md): In the payments ecosystem, authorization occurs after the completion of 3D Secure (3DS) authentication. The merchant uses the authentication data captured as p… - [OTP and Knowledge](https://docs.nium.com/llms/cards/3ds-security/otp-and-knowledge.md): The one-time password (OTP) and knowledge-based authentication (KBA) flow is a security mechanism used to authenticate a user during online transactions. It co… - [OOB Authentication](https://docs.nium.com/llms/cards/3ds-security/oob-authentication.md): The out-of-band (OOB) authentication flow in 3D Secure (3DS) transactions is a mechanism that authenticates a cardholder using an external channel or device se… - [Check Authentication](https://docs.nium.com/llms/cards/3ds-security/check-authentication.md): You need to implement the Check Authentication Method V2 API if you wish to be consulted for every e-commerce transaction. Nium invokes this API to get the aut… - [OOB Authentication Callback](https://docs.nium.com/llms/cards/3ds-security/oob-callback.md): Use this callback to notify Nium after successfully processing your out-of-band (OOB) authentication as part of the strong customer authentication (SCA) flow. - [Initiate OOB](https://docs.nium.com/llms/cards/3ds-security/initiate-oob.md): You need to implement the Initiate OOB Authentication V2 API as part of the out-of-band (OOB) authentication process. Nium invokes the endpoint to perform the … - [Passcode Validation](https://docs.nium.com/llms/cards/3ds-security/passcode-validation.md): You need to implement the Passcode Validation V2 API as part of the knowledge-based authentication (KBA) and the Strong Customer Authentication (SCA) requireme… ## Verify - [Nium Verify](https://docs.nium.com/llms/verify.md): Verify account holder details in real-time to ensure accurate payments and reduce fraud. - [Testing Verify](https://docs.nium.com/llms/verify/testing-verify.md): Use the test values below to simulate successful and failed verification scenarios with Nium Verify in the sandbox environment. - [Required Fields](https://docs.nium.com/llms/verify/mandatory-fields.md): See which fields are required to verify bank account and proxy details in supported countries using Nium Verify. - [Verify Error Codes](https://docs.nium.com/llms/verify/error-code.md): See all error scenarios that you can receive from Nium Verify while verifying bank account and proxy details in supported countries. ## Foreign Exchange - [Foreign Exchange](https://docs.nium.com/llms/foreign-exchange.md): Nium's Foreign Exchange (FX) service helps you convert your funds from any of the Nium Payin currencies into any of t≈he Nium Payout currencies at transparent … - [Market Rate](https://docs.nium.com/llms/foreign-exchange/market-rate.md): If you already have the required source amount in the customer wallet and you want to convert to the destination currency at the live market FX rate, follow th… - [Locked Rate](https://docs.nium.com/llms/foreign-exchange/locked-rate.md): If you want to get a confirmation from your customer or an internal user for the FX rate before you complete the FX conversion using available funds in the cus… - [Scheduled Rate](https://docs.nium.com/llms/foreign-exchange/scheduled.md): In scenarios where you prefer to fund the FX conversion later and want to know the amount to be funded upfront, you can get a locked FX rate using the desired … - [Cancelled Conversion](https://docs.nium.com/llms/foreign-exchange/cancelled.md): In case you need to cancel a scheduled conversion at any point before the conversion is settled, you can do it as long as your account is set up for it. This i… ## Transactions - [Transactions](https://docs.nium.com/llms/transactions.md): A transaction, in the Nium One platform, is a record of a debit or credit event that impacts the wallet balance. The platform supports a number of transaction … - [Transaction Statuses](https://docs.nium.com/llms/transactions/transaction-statuses.md): Every transaction in the platform has two status data elements. - [Transaction Response Labels](https://docs.nium.com/llms/transactions/response-labels.md): The field labels in the response of the Transactions is an object consisting of various key-value pairs depending upon the transaction type. Transaction labels… - [Prohibited Countries](https://docs.nium.com/llms/transactions/prohibited-countries.md): - Transactions are not allowed when either the sender or receiver country belongs to the list of prohibited countries. Any transactions with sender or receive… - [Requests for Information](https://docs.nium.com/llms/transactions/transaction-rfis.md): As a transaction is submitted, Nium evaluates it to check if it can be automatically approved. A request that isn’t automatically approved undergoes a manual r… - [RFI Types](https://docs.nium.com/llms/transactions/transaction-rfis/rfi-types.md): Once the client is made aware that RFIs have been raised, they'll need to understand what information needs to be submitted. This page highlights the various t… - [RFI Examples](https://docs.nium.com/llms/transactions/transaction-rfis/rfi-examples.md): This guide walks through how clients respond to RFIs. For a list of RFI types and definitions, see Transaction RFI Types. ## Reports - [Reports](https://docs.nium.com/llms/reports.md): Customer account statements - [Daily Reports](https://docs.nium.com/llms/reports/daily-reports.md): We have the following daily reports on Clients - [Account Fees](https://docs.nium.com/llms/reports/daily-reports/account-fees.md): This once-a-day static report contains a summary of any fee applied to any customer, both transactional and non-transactional, during the previous day. - [Assigned Cards](https://docs.nium.com/llms/reports/daily-reports/assigned-cards.md): This once-a-day static report in csv format contains the details of bulk issued cards assigned to customers of a client during a day. - [Card Activity](https://docs.nium.com/llms/reports/daily-reports/card-activity.md): This once-a-day static report contains a count of all approved and declined card transactions classified into IN_STORE, ONLINE, and ATM. This includes the prev… - [Card Issuance](https://docs.nium.com/llms/reports/daily-reports/card-issance.md): This once-a-day static report in csv format contains the details of cards issued [through Add Card flow] to customers of a client during a day. - [Card Authorizations](https://docs.nium.com/llms/reports/daily-reports/card-authorizations.md): This once-a-day static report contains all card authorization details for customers of the client. - [Onboarding Summary](https://docs.nium.com/llms/reports/daily-reports/onboarding.md): This once-a-day static report in CSV format contains the details of customers onboarded for a client during a day. It is irrespective of the customer’s KYC sta… - [Ledger Summary](https://docs.nium.com/llms/reports/daily-reports/client-ledger-summary.md): This once-a-day static report contains the ledger summary for the client. - [Transaction Summary](https://docs.nium.com/llms/reports/daily-reports/transaction-summary.md): This once-a-day static report contains the total amount and count of each transaction type per authorization currency for the client. - [Client Reports](https://docs.nium.com/llms/reports/client-reports.md): The following reports are available at the client level: - [Negative Wallet Balance](https://docs.nium.com/llms/reports/client-reports/negative-wallet-balance.md): This once-a-day static report contains the details of customers with a negative balance in any wallet currency at the time of report generation. - [Client Transactions](https://docs.nium.com/llms/reports/client-reports/client-transactions.md): The Nium One platform generates a daily client transaction static report for you. The report includes all the transactions that you and your customers do in a … - [Client Settlement Report V1](https://docs.nium.com/llms/reports/client-reports/client-settlement-report-v1.md): ⚠️ WARNING - [Client Settlement Report V2](https://docs.nium.com/llms/reports/client-reports/client-settlement-report-v2.md): The Client Settlement Report serves to update you on the final status of transactions following card scheme settlements. This report is purely for informationa… - [Settlement Report](https://docs.nium.com/llms/reports/client-reports/settlement-report.md): Nium generates a daily client settlement report to help you reconcile transactions. The report includes the following transaction types: - [Customer Account Statements](https://docs.nium.com/llms/reports/customer-account-statements.md): An account statement lists every transaction you make on the Nium One platform, including deposits, withdrawals, spending, fees, payments, refunds, and so fort… ## Open Banking - [Open Banking](https://docs.nium.com/llms/open-banking.md): Open banking allows secure access to European bank account data and payment services through Nium's standardized open banking APIs. Open banking helps financia… - [Client Integration](https://docs.nium.com/llms/open-banking/client-integration.md): Account information service (AIS) flow - [Customer ID](https://docs.nium.com/llms/open-banking/client-integration/customer-id.md): The Account Details by Customer Consent ID API - HYPERLINK - (apis-reference-accountdetailsbycustomerconsentid) allows Client to get the account details using… - [System Reference Number](https://docs.nium.com/llms/open-banking/client-integration/system-reference-number.md): The Payment Details by System Reference Number API allows Client to fetch payment details using system reference number of the transaction, as part of the Open… - [Third-Party Integration](https://docs.nium.com/llms/open-banking/third-party-integration.md): The Nium Payment Services Directive Two (PSD2) Open Banking API is the mechanism for third-party providers to interact with Nium customers and products based i… ## Use Cases - [Use Cases](https://docs.nium.com/llms/use-cases.md): Nium's financial solutions power a variety of fintech applications across industries, enabling businesses to efficiently manage payments, streamline operations… - [Financial Institutions](https://docs.nium.com/llms/use-cases/financial-institutions.md): Nium’s suite of APIs empowers Financial Institutions to innovate and streamline their operations and services. Our solutions cater to various aspects of financ… - [Global Collections](https://docs.nium.com/llms/use-cases/financial-institutions/global-collections.md): Global Collections enable Financial Institutions to collect funds on behalf of their Corporate/Individual customers across the world. - [Payroll](https://docs.nium.com/llms/use-cases/payroll.md): Payroll clients use Nium financial services to help them as part of their overall payroll management services such as paying salaries, benefits, and expense re… - [Spend Management](https://docs.nium.com/llms/use-cases/spend-management.md): Spend Management is a term used to refer to how businesses and entities manage their spending and expenses. Platforms use Nium to help manage how much they're … ## Fees and Limits - [Fees and Limits](https://docs.nium.com/llms/fees-and-limits.md): Clients use Fees and Limits to manages costs and spending controls for accounts, wallets, and transactions. These tools help you maintain transparency, complia… - [Fees](https://docs.nium.com/llms/fees-and-limits/fees.md): When processing payments, fees and foreign exchange (FX) margins get applied to client transactions (customer transactions for platform clients), including pay… - [Limits](https://docs.nium.com/llms/fees-and-limits/limits.md): The Nium platform supports advanced spend control features in the form of limits and restrictions. There are multiple types of limits out of which some can be … ## Nium Portal - [Nium Portal](https://docs.nium.com/llms/nium-portal.md): Learn how to manage transactions using Nium Portal. - [Roles and Permissions](https://docs.nium.com/llms/nium-portal/roles-and-permissions.md): Nium Portal has several different roles available to help you control what users have access. - [Payouts](https://docs.nium.com/llms/nium-portal/batch-payouts.md): Nium Portal streamlines the process of managing payouts, allowing you to process transactions without the need for coding or integration. With Payouts, you can… - [Reports](https://docs.nium.com/llms/nium-portal/reports.md): Learn how to use Reports in Nium Portal to help you manage finances and automate reporting. ## Developers - [Developers](https://docs.nium.com/llms/developers.md): This section provides the tools, resources, and guidance developers need to seamlessly integrate and build on the Nium platform. Whether you are setting up API… - [Nium API](https://docs.nium.com/llms/developers/nium-api.md): Nium's open APIs provide functionality to collect, convert, and disburse funds. The APIs also provide capability to onboard customers onto the Nium platform an… - [Authentication](https://docs.nium.com/llms/developers/nium-api/authentication.md): To authencticate Nium APIs, you need to provide a combination of API key and client ID. - [Request Metrics](https://docs.nium.com/llms/developers/nium-api/request-metrics.md): Nium sends additional parameters with response of APIs documenting performance details as below: - [Idempotency](https://docs.nium.com/llms/developers/nium-api/idempotency.md): Idempotency is supported by all POST APIs, which allows you to retry requests and avoid mistakenly repeating the same one. When an API call is interrupted in t… - [API Updates](https://docs.nium.com/llms/developers/nium-api/api-updates.md): As part of our effort to enhance the APIs, we provide newer functionalities and updates to the APIs communicated by the support team. - [Rate Limits](https://docs.nium.com/llms/reference/usage-limits.md): Learn about API rate limits for both Sandbox and Production environments, including per-second, burst, and daily limits. Learn how usage patterns may affect th… - [Nium Environments](https://docs.nium.com/llms/developers/nium-api/nium-enviorments.md): When you sign up to the Nium platform and obtain api keys, you are immediately granted access to the sandbox environment. The keys issued to you are specific t… - [Deprecated APIs](https://docs.nium.com/llms/developers/nium-api/deprecated-apis.md): This page lists all deprecated APIs and the date of their deprecation in the same groups they appear on the API reference page. - [Hosted Components](https://docs.nium.com/llms/developers/pre-built-forms.md): Hosted Components are secure, Nium-managed UI forms that embed directly into your platform — giving your customers a compliant, consistent experience without r… - [Onboarding Forms](https://docs.nium.com/llms/developers/pre-built-forms/onboarding-forms.md): Onboarding Forms are secure, Nium-hosted web forms that guide your corporate customers through KYB and compliance steps — so you can onboard customers without … - [RFI Forms](https://docs.nium.com/llms/developers/pre-built-forms/rfi-forms.md): RFI Forms are secure, Nium-hosted forms that let your customers or operations teams respond to Requests for Information (RFIs) instantly — without requiring yo… - [Beneficiary Forms](https://docs.nium.com/llms/developers/pre-built-forms/beneficiary-forms.md): Beneficiary Forms are secure, Nium-hosted forms that collect payment account details from your beneficiaries or recipients — creating a verified payment accoun… - [Tax Forms](https://docs.nium.com/llms/developers/pre-built-forms/tax-forms.md): Tax Forms are secure, Nium-hosted forms that collect tax information from your beneficiaries or recipients — linking verified tax records directly to their Niu… - [KYC Pre-built Form](https://docs.nium.com/llms/developers/pre-built-forms/kyc-form.md): Learn how to use Nium's KYC pre-built form to collect identity verification information during customer onboarding. - [Notifications and Webhooks](https://docs.nium.com/llms/developers/notifications-and-webhooks.md): Nium uses webhooks to notify you, the clients, of your applications when any of the observable events occur. - [Callbacks](https://docs.nium.com/llms/developers/notifications-and-webhooks/callbacks.md): In addition to sending webhook event notifications for various event types, a client can set up their application to receive callback notifications on alerts r… - [Transaction Compliance Status](https://docs.nium.com/llms/developers/notifications-and-webhooks/callbacks/transaction-compliance-status.md): Nium sends a notification to the client callback URL when there's a change in compliance status and displays action is required for further processing. - [Customer Compliance Status](https://docs.nium.com/llms/developers/notifications-and-webhooks/callbacks/customer-compliance-status.md): Nium calls this API to inform clients about a change in compliance status about a specific customer. - [Redirect Customer](https://docs.nium.com/llms/developers/notifications-and-webhooks/callbacks/redirect-customer.md): You can redirect a customer to their application using the callback URL method. To do so, a client needs to invoke the Nium API operation in an asynchronous wa… - [Platform Webhooks](https://docs.nium.com/llms/developers/notifications-and-webhooks/platform-events.md): Our platform events provide real-time updates on key activities and events across your Nium integration and platform. - [Client Setup](https://docs.nium.com/llms/developers/notifications-and-webhooks/platform-events/client-setup.md): This event is triggered when a new child client is set up with a replica configuration from a program manager client. - [Customer Status](https://docs.nium.com/llms/developers/notifications-and-webhooks/platform-events/customer-status.md): This event is triggered when the status and/or substatus of a customer is updated. Applicable for customers onboarded using Customer Onboarding v5. - [Client KYB Status](https://docs.nium.com/llms/developers/notifications-and-webhooks/platform-events/client-kyb-status.md): This event is triggered when the compliance status, as a result of the KYB process, is anything other than complete for a client. - [Client Refund Approval](https://docs.nium.com/llms/developers/notifications-and-webhooks/platform-events/client-refund-approval.md): This event is triggered when a refund is processed to a client prefund account. - [Customer Registration](https://docs.nium.com/llms/developers/notifications-and-webhooks/platform-events/customer-registration.md): This event is triggered when a customer is registered. - [Customer Compliance Status](https://docs.nium.com/llms/developers/notifications-and-webhooks/platform-events/customer-compliance-status.md): This event is triggered when an individual customer's compliance status is changed. - [Customer ODD Status](https://docs.nium.com/llms/developers/notifications-and-webhooks/platform-events/customer-odd-status.md): This event is triggered when the compliance status, as a result of the KYB process, is anything other than complete for a client. - [Customer Update](https://docs.nium.com/llms/developers/notifications-and-webhooks/platform-events/customer-update.md): This event is triggered when customer data is updated. - [Wallet Encashment](https://docs.nium.com/llms/developers/notifications-and-webhooks/platform-events/wallet-enhancement.md): This event is triggered when funds are withdrawn from a wallet. - [Balance Transfer Within Wallet](https://docs.nium.com/llms/developers/notifications-and-webhooks/platform-events/balance-transfer-within-wallet.md): This event is triggered when a balance transfer is done between two currencies of the same customer using the Balance Transfer Within Wallet API. - [Cashback Credit](https://docs.nium.com/llms/developers/notifications-and-webhooks/platform-events/cashback-credit.md): This event is triggered for receiving a cashback notification on a transaction. - [P2P Transfer Between Wallets](https://docs.nium.com/llms/developers/notifications-and-webhooks/platform-events/p2p-transfer-between-wallets.md): This event is triggered when a P2P transfer is done between two customers under the same client using the P2P Transfer API. - [Fund Transfer Between Wallets](https://docs.nium.com/llms/developers/notifications-and-webhooks/platform-events/fund-transfer-between-wallets.md): This event is triggered when a fund transfer is done between two customers of different clients. The sender’s client receives this webhook. - [Funds Received From Wallet](https://docs.nium.com/llms/developers/notifications-and-webhooks/platform-events/fund-received-from-wallet.md): This event is sent when a funds are received from the same or different client. - [Fund Transfer Declined Between Wallets](https://docs.nium.com/llms/developers/notifications-and-webhooks/platform-events/fund-transfer-declined-between-wallets.md): This event is triggered when a fund transfer is declined between two customers of different clients. The sender’s client receives this webhook. - [Prefund Approval](https://docs.nium.com/llms/developers/notifications-and-webhooks/platform-events/prefund-approval.md): This event is triggered for a client prefund request notification. - [Virtual Account Assigned](https://docs.nium.com/llms/developers/notifications-and-webhooks/platform-events/virtual-account-assigned.md): This event is triggered when a virtual account has been assigned to the customer in an asynchronous flow. - [Virtual Account Assignment Failed](https://docs.nium.com/llms/developers/notifications-and-webhooks/platform-events/virtual-account-assignment-failed.md): This event is triggered when a virtual account assignment fails. - [FX Conversion Completed](https://docs.nium.com/llms/developers/notifications-and-webhooks/platform-events/fx-conversion-completed.md): Triggered when an FX conversion is completed between two currencies for the same customer. - [FX Conversion Cancelled](https://docs.nium.com/llms/developers/notifications-and-webhooks/platform-events/fx-conversion-cancelled.md): Triggered when an FX conversion between two currencies is cancelled. - [FX Conversion Failed](https://docs.nium.com/llms/developers/notifications-and-webhooks/platform-events/fx-conversion-failed.md): Triggered when an FX conversion between two currencies has failed. - [Payout Webhooks](https://docs.nium.com/llms/developers/notifications-and-webhooks/payout-events.md): Our payout events keep you informed of every stage in the payout lifecycle. - [Remit Transaction Initiated](https://docs.nium.com/llms/developers/notifications-and-webhooks/payout-events/remit-transaction-initiated.md): This template is triggered when a transfer is created between two customers under the same client using the Transfers API. - [Remit Transaction Expired](https://docs.nium.com/llms/developers/notifications-and-webhooks/payout-events/remit-transaction-expired.md): This event is triggered when a remittance transaction is expired. - [Remit Transaction Returned](https://docs.nium.com/llms/developers/notifications-and-webhooks/payout-events/remit-transaction-returned.md): This event is triggered when a remittance transaction is returned. - [Remit Transaction Paid](https://docs.nium.com/llms/developers/notifications-and-webhooks/payout-events/remit-transaction-paid.md): This event is triggered when a remittance transaction is paid. - [Remit Transaction Sent to Bank](https://docs.nium.com/llms/developers/notifications-and-webhooks/payout-events/remit-transaction-sent-to-bank.md): This event is triggered when a payout is sent to a partner bank. - [Remit Transaction Cancelled](https://docs.nium.com/llms/developers/notifications-and-webhooks/payout-events/remit-transaction-cancelled.md): This template is triggered when a remittance transaction is cancelled. - [Beneficiary Verification Status](https://docs.nium.com/llms/developers/notifications-and-webhooks/payout-events/beneficiary-verification-status.md): This event is triggered when Nium has successfully verified the bank account details of the beneficiary as verified or not_verified. - [Remit Transaction Awaiting Funds](https://docs.nium.com/llms/developers/notifications-and-webhooks/payout-events/remit-transaction-awaiting-funds.md): This webhook is triggered when a payout request is made, but the wallet associated with the specified walletHashId does not have sufficient balance. The webhoo… - [Remit Transaction Rejected](https://docs.nium.com/llms/developers/notifications-and-webhooks/payout-events/remit-transaction-rejected.md): This webhook is triggered when a payout request made via the Transfers API fails. Rejection may occur due to reasons such as incorrect configuration, insuffici… - [Remit Transaction Sub-status Update](https://docs.nium.com/llms/developers/notifications-and-webhooks/payout-events/remit-transaction-sub-status-update.md): Webhook that notifies you when a remittance transaction in paid status moves to a more specific sub-status such as Sent_To_Beneficiary, Sent_To_Beneficiary_Ban… - [Remit Transaction NOC](https://docs.nium.com/llms/developers/notifications-and-webhooks/payout-events/remit-transaction-noc.md): This event is triggered when NIUM receives a Notification of Change (NOC) from the ACH scheme for a US payout. It - [Remit Delayed Transactions Webhook](https://docs.nium.com/llms/developers/notifications-and-webhooks/payout-events/remit-delayed-transactions-webhook.md): This event is triggered when a payout is delayed in transit. - [Payin Webhooks](https://docs.nium.com/llms/developers/notifications-and-webhooks/payin-events.md): Our Payin events help you track and manage funds received from various sources into your Nium wallets. Whether funds are added via bank transfers, card transac… - [Transaction Return](https://docs.nium.com/llms/developers/notifications-and-webhooks/payin-events/transaction-return.md): This template is triggered when a return/reversal request is received for a Direct Debit transaction. - [Chargeback Transaction Settled](https://docs.nium.com/llms/developers/notifications-and-webhooks/payin-events/chargeback-transaction-settled.md): This event is triggered when Nium claims the amount back from the customer’s wallet after a chargeback is raised. - [Micro-deposit Successful](https://docs.nium.com/llms/developers/notifications-and-webhooks/payin-events/micro-deposit-successful.md): The client receives this event when a micro-deposit amount is successfully deposited in the customer's linked bank account. The expectation is for the client t… - [Funding Instrument Approved](https://docs.nium.com/llms/developers/notifications-and-webhooks/payin-events/funding-instrument-approved.md): The client receives this event when a funding instrument is successfully linked. The client can then proceed to initiate Direct Debit transactions. - [Funding Instrument Failed](https://docs.nium.com/llms/developers/notifications-and-webhooks/payin-events/funding-instrument-failed.md): The client receives this event when a funding instrument could not be successfully linked. The client can call the Add Funding Instrument API again to link the… - [Funding Instrument Cancelled](https://docs.nium.com/llms/developers/notifications-and-webhooks/payin-events/funding-instrument-cancelled.md): The client receives this event when a funding instrument is cancelled via the customer's bank. The client can call the Add Funding Instrument API again to link… - [Wallet Funded](https://docs.nium.com/llms/developers/notifications-and-webhooks/payin-events/wallet-funded.md): This event is triggered when the wallet is funded. Wallets can be funded using the Fund Wallet API. - [Incoming Funds](https://docs.nium.com/llms/developers/notifications-and-webhooks/payin-events/incoming-funds.md): This event is for Global Collections use case, when funds are received on behalf of Financial Institution's ultimate beneficiaries. - [Issuing and Card Webhooks](https://docs.nium.com/llms/developers/notifications-and-webhooks/issuing-and-card-events.md): Our Issuing and Cards events provide real-time updates on card lifecycle updates and changes, including card issuance, transactions, authentication, and settle… - [Add Card](https://docs.nium.com/llms/developers/notifications-and-webhooks/issuing-and-card-events/add-card.md): This template is triggered when a card is issued using the Add Card API. - [Assign Card](https://docs.nium.com/llms/developers/notifications-and-webhooks/issuing-and-card-events/assign-card.md): This template is triggered when a card is assigned to a customer. - [Add On Card](https://docs.nium.com/llms/developers/notifications-and-webhooks/issuing-and-card-events/add-on-card.md): This template is triggered when an ADD_ON card is issued using the Add Card API. - [Activate Card](https://docs.nium.com/llms/developers/notifications-and-webhooks/issuing-and-card-events/activate-card.md): This template is triggered when a physical card is activated. - [Activation Code](https://docs.nium.com/llms/developers/notifications-and-webhooks/issuing-and-card-events/activation-code.md): Triggered when a physical card is printed and ready to be dispatched. Cardholders can use the activation code included on the event to activate the card. - [Failed 3DS Authentication](https://docs.nium.com/llms/developers/notifications-and-webhooks/issuing-and-card-events/failed-3ds-authentication.md): Triggered when authentication is declined with our 3DS Vendor and no authorization record was received. - [VTS Token](https://docs.nium.com/llms/developers/notifications-and-webhooks/issuing-and-card-events/vts-token.md): This event is triggered for a Visa Token Service (VTS). - [VTS Provisioning](https://docs.nium.com/llms/developers/notifications-and-webhooks/issuing-and-card-events/vts-provisioning.md): This template is triggered on successful Visa Token Service (VTS) provisioning for either Google Pay or Apple Pay. - [Set PIN](https://docs.nium.com/llms/developers/notifications-and-webhooks/issuing-and-card-events/set-pin.md): This template is triggered when the card PIN is set using the Set/Reset PIN API. - [Permanent Block](https://docs.nium.com/llms/developers/notifications-and-webhooks/issuing-and-card-events/permanent-block.md): This template is triggered when a card is permanently blocked. - [Temporary Block](https://docs.nium.com/llms/developers/notifications-and-webhooks/issuing-and-card-events/temporary-block.md): This template is triggered when the card is temporarily blocked using the Block/Unblock Cards API. - [Temporary Block Removal](https://docs.nium.com/llms/developers/notifications-and-webhooks/issuing-and-card-events/temporary-block-removal.md): This template is triggered for the removal of a temporarily blocked card using the Block/Unblock Cards API. - [POS Approved](https://docs.nium.com/llms/developers/notifications-and-webhooks/issuing-and-card-events/pos-approved.md): This template is triggered when the POS transaction is approved. - [ATM Approved](https://docs.nium.com/llms/developers/notifications-and-webhooks/issuing-and-card-events/atm-approved.md): This template is triggered when an ATM transaction is approved. - [Transaction Reversal](https://docs.nium.com/llms/developers/notifications-and-webhooks/issuing-and-card-events/transaction-reversal.md): This template is triggered when a transaction is reversed. - [Transaction Reversal Advice](https://docs.nium.com/llms/developers/notifications-and-webhooks/issuing-and-card-events/transaction-reversal-advice.md): This template is triggered when a transaction is reversed due to a timeout or a merchant or scheme-initiated reversal. - [Wrong PIN Decline](https://docs.nium.com/llms/developers/notifications-and-webhooks/issuing-and-card-events/wrong-pin-decline.md): This template is triggered when the transaction is declined due to the wrong PIN entry. - [Inactive Decline](https://docs.nium.com/llms/developers/notifications-and-webhooks/issuing-and-card-events/inactive-decline.md): This template is triggered when the transaction is declined due to an inactive card. - [Block Decline](https://docs.nium.com/llms/developers/notifications-and-webhooks/issuing-and-card-events/block-decline.md): This template is triggered when the transaction is declined due to a blocked card. - [Card System Down](https://docs.nium.com/llms/developers/notifications-and-webhooks/issuing-and-card-events/card-system-down.md): This template is triggered when there's a system malfunction or the system is unavailable at any point during the request-response cycle. Additionally, the sam… - [Expired Card](https://docs.nium.com/llms/developers/notifications-and-webhooks/issuing-and-card-events/expired-card.md): This template is triggered when the transaction is declined because the card is expired. - [Card Replacement](https://docs.nium.com/llms/developers/notifications-and-webhooks/issuing-and-card-events/card-replacement.md): This event is triggered when a replacement card has been issued. - [Miscellaneous](https://docs.nium.com/llms/developers/notifications-and-webhooks/issuing-and-card-events/miscellaneous.md): This template is triggered when the transaction is declined due to the security and risk policy set by Nium. - [PIN Block Decline](https://docs.nium.com/llms/developers/notifications-and-webhooks/issuing-and-card-events/pin-block-decline.md): This template is triggered when the transaction is declined due to the PIN being blocked as a result of the Customer exceeding incorrect PIN attempts. - [Card Unblock Pin](https://docs.nium.com/llms/developers/notifications-and-webhooks/issuing-and-card-events/card-unblock-pin.md): This event is triggered when the PIN of a card has been unblocked and can be used in transactions again. - [PIN Retry Exceed Decline](https://docs.nium.com/llms/developers/notifications-and-webhooks/issuing-and-card-events/pin-retry-exceed-decline.md): This template is triggered when the transaction is declined due to the customer exceeding incorrect PIN attempts. - [PIN Retry Exceed Soft Block](https://docs.nium.com/llms/developers/notifications-and-webhooks/issuing-and-card-events/pin-retry-exceed-soft-block.md): This template is triggered when a soft block occurs during a POS/ATM transaction after three unsuccessful attempts using the card. - [Insufficient Funds Declined](https://docs.nium.com/llms/developers/notifications-and-webhooks/issuing-and-card-events/insufficient-funds-declined.md): This template is triggered when the transaction is declined due to insufficient funds. - [Insufficient Funds Declined Client](https://docs.nium.com/llms/developers/notifications-and-webhooks/issuing-and-card-events/insufficient-funds-declined-client.md): This template is triggered when the transaction is declined due to an insufficient client prefund balance. - [Wrong CVV2](https://docs.nium.com/llms/developers/notifications-and-webhooks/issuing-and-card-events/wrong-cvv2.md): This template is triggered when the card has the wrong CVV2. - [Transaction Limit Exceeds](https://docs.nium.com/llms/developers/notifications-and-webhooks/issuing-and-card-events/transaction-limit-exceeds.md): This template is triggered when the card transaction limit is exceeded. - [Restricted Transactions](https://docs.nium.com/llms/developers/notifications-and-webhooks/issuing-and-card-events/restricted-transactions.md): This template is triggered when the card restricts the transactions. - [Wrong Expiry](https://docs.nium.com/llms/developers/notifications-and-webhooks/issuing-and-card-events/wrong-expiry.md): This template is triggered when the card has a wrong expiry. - [Transaction Not Supported](https://docs.nium.com/llms/developers/notifications-and-webhooks/issuing-and-card-events/transaction-not-supported.md): This template is triggered when a transaction is not supported. - [Settlement Debit](https://docs.nium.com/llms/developers/notifications-and-webhooks/issuing-and-card-events/settlement-debit.md): This template is triggered when a settlement debit occurs. - [Settlement Credit](https://docs.nium.com/llms/developers/notifications-and-webhooks/issuing-and-card-events/settlement-credit.md): This template is triggered when a settlement credit occurs. - [Settlement Direct Debit](https://docs.nium.com/llms/developers/notifications-and-webhooks/issuing-and-card-events/settlement-direct-debit.md): This template is triggered when a settlement Direct Debit occurs. - [Settlement Reversal](https://docs.nium.com/llms/developers/notifications-and-webhooks/issuing-and-card-events/settlement-reversal.md): This template is triggered when a settlement reversal received via a settlement file is processed. - [Card Expiry Alert](https://docs.nium.com/llms/developers/notifications-and-webhooks/issuing-and-card-events/card-expiry-alert.md): This webhook event is triggered when a card is approaching its expiration date. This event is triggered on the following schedule: - [Card Details Updated](https://docs.nium.com/llms/developers/notifications-and-webhooks/issuing-and-card-events/card-details-updated.md): This webhook event is triggered to notify the client or cardholder when any card details are updated. - [3DS One-Time-Password](https://docs.nium.com/llms/developers/notifications-and-webhooks/issuing-and-card-events/3ds-one-time-password.md): This template is triggered when a 3DS-enabled transaction is initiated. - [Frequently Asked Questions](https://docs.nium.com/llms/developers/faqs.md): The following articles address the most common inquiries developers and businesses have while integrating and getting started with Nium. These articles aim to … - [Implementation](https://docs.nium.com/llms/developers/faqs/implementation.md): Implementation - [Platform](https://docs.nium.com/llms/developers/faqs/platform.md): Is your platform delivery architecture true multi-tenant SaaS? - [Production](https://docs.nium.com/llms/developers/faqs/production.md): Production - [Privacy and Security](https://docs.nium.com/llms/developers/faqs/privacy-and-security.md): Do you provide independent 3rd-party penetration testing? May we perform our own independent 3rd-party penetration tests? - [Nium Support](https://docs.nium.com/llms/developers/faqs/support.md): How do you support your customers during a critical failure of the service? - [Regex and Accepted Values](https://docs.nium.com/llms/developers/faqs/regex-and-accepted-values.md): This article breaks down the regular expressions (or regex for short) Nium uses to validate characters submitted through Nium Portal and our API. ## Documentation - [Nium Embed](https://docs.nium.com/llms/sdks.md) ## API Reference - [OpenAPI Specification](https://docs.nium.com/oas/nium.yaml): Machine-readable OpenAPI 3 specification for all Nium APIs. ## Changelog - [July 07, 2026](https://docs.nium.com/llms/changelog/july-07-2026.md): ### Originating FI Screening - [April 17, 2026](https://docs.nium.com/llms/changelog/april-17-2026.md): ### V5 Customer Onboarding APIs - [March 3, 2026](https://docs.nium.com/llms/changelog/march-03-2026.md): Local Funding Available in Mexico and Colombia - [December 23, 2025](https://docs.nium.com/llms/changelog/december-23-2025.md): Pre-built Forms - [October 14, 2025](https://docs.nium.com/llms/changelog/october-14-2025.md): Updates - [September 30, 2025](https://docs.nium.com/llms/changelog/september-30-2025.md): There are no changes at this time. - [September 16, 2025](https://docs.nium.com/llms/changelog/september-16-2025.md): Core Platform - [August 5, 2025](https://docs.nium.com/llms/changelog/august-5-2025.md): Core Platform - [July 22, 2025](https://docs.nium.com/llms/changelog/July-22-2025.md): Core Platform - [July 8, 2025](https://docs.nium.com/llms/changelog/July-8-2025.md): Core Platform - [June 24, 2025](https://docs.nium.com/llms/changelog/june-24-2025.md): Core Platform - [June 10, 2025](https://docs.nium.com/llms/changelog/june-10-2025.md): Core Platform - [May 27, 2025](https://docs.nium.com/llms/changelog/may-27-2025.md): Core Platform - [May 13, 2025](https://docs.nium.com/llms/changelog/may-13-2025.md): Core Platform - [April 29, 2025](https://docs.nium.com/llms/changelog/april-29-2025.md): Core Platform - [April 15, 2025](https://docs.nium.com/llms/changelog/april-15-2025.md): Core Platform - [April 13, 2025](https://docs.nium.com/llms/changelog/april-13-2025.md): Core Platform - [April 1, 2025](https://docs.nium.com/llms/changelog/april-1-2025.md): Core Platform - [March 18, 2025](https://docs.nium.com/llms/changelog/march-18-2025.md): Core Platform - [March 4, 2025](https://docs.nium.com/llms/changelog/march-4-2025.md): Core Platform - [February 18, 2025](https://docs.nium.com/llms/changelog/february-18-2025.md): Core Platform - [February 4, 2025](https://docs.nium.com/llms/changelog/february-4-2025.md): Core Platform - [December 10, 2024](https://docs.nium.com/llms/changelog/december-10-2024.md): Core Platform - [November 26, 2024](https://docs.nium.com/llms/changelog/november-26-2024.md): Core Platform - [November 12, 2024](https://docs.nium.com/llms/changelog/november-12-2024.md): Core Platform - [October 29, 2024](https://docs.nium.com/llms/changelog/october-29-2024.md): Core Platform - [October 15, 2024](https://docs.nium.com/llms/changelog/october-15-2024.md): Core Platform - [October 1, 2024](https://docs.nium.com/llms/changelog/october-1-2024.md): Core Platform - [September 17, 2024](https://docs.nium.com/llms/changelog/september-17-2024.md): Core Platform - [August 20, 2024](https://docs.nium.com/llms/changelog/august-20-2024.md): Core Platform - [August 6, 2024](https://docs.nium.com/llms/changelog/aug-6-2024.md): Core Platform - Enhancements - [July 23, 2024](https://docs.nium.com/llms/changelog/july-23-2024.md): There are no changes for this time period. - [July 9, 2024](https://docs.nium.com/llms/changelog/july-9-2024.md): Enhancement - [June 25, 2024](https://docs.nium.com/llms/changelog/june-25-2024.md): New features - [May 28, 2024](https://docs.nium.com/llms/changelog/may-28-2024.md): There are no changes for this time period. - [April 30, 2024](https://docs.nium.com/llms/changelog/april-30-2024.md): Enhancements - [April 16, 2024](https://docs.nium.com/llms/changelog/april-16-2024.md): Enhancements - [March 5, 2024](https://docs.nium.com/llms/changelog/mar-5-2024.md): New Features - [February 20, 2024](https://docs.nium.com/llms/changelog/feb-20-2024.md): Enhancements - [February 6, 2024](https://docs.nium.com/llms/changelog/feb-6-2024.md): New Features - [January 23, 2024](https://docs.nium.com/llms/changelog/jan-23-2024.md): New features - [December 19, 2023](https://docs.nium.com/llms/changelog/dec-19-2023.md): There are no changes for this time period. - [December 5, 2023](https://docs.nium.com/llms/changelog/dec-5-2023.md): There are no changes for this time period. - [November 21, 2023](https://docs.nium.com/llms/changelog/nov-21-2023.md): There are no changes for this time period. - [November 7, 2023](https://docs.nium.com/llms/changelog/nov-7-2023.md): There are no changes for this time period. - [October 24, 2023](https://docs.nium.com/llms/changelog/oct-24-2023.md): New Features - [October 10, 2023](https://docs.nium.com/llms/changelog/oct-10-2023.md): Enhancements - [September 26, 2023](https://docs.nium.com/llms/changelog/sep-26-2023.md): There are no changes for this time period. - [September 12, 2023](https://docs.nium.com/llms/changelog/sep-12-2023.md): New features - [August 29, 2023](https://docs.nium.com/llms/changelog/aug-29-2023.md): Enhancements - [August 15, 2023](https://docs.nium.com/llms/changelog/aug-15-2023.md): Enhancements - [August 1, 2023](https://docs.nium.com/llms/changelog/aug-1-2023.md): New features - [July 19, 2023](https://docs.nium.com/llms/changelog/july-19-2023.md): New features - [July 5, 2023](https://docs.nium.com/llms/changelog/july-5-2023.md): API breaking changes - [June 20, 2023](https://docs.nium.com/llms/changelog/jun-20-2023.md): New features - [June 6, 2023](https://docs.nium.com/llms/changelog/jun-6-2023.md): Enhancement - [May 23, 2023](https://docs.nium.com/llms/changelog/may-23-2023.md): New features - [May 9, 2023](https://docs.nium.com/llms/changelog/may-9-2023.md): New features - [April 25, 2023](https://docs.nium.com/llms/changelog/apr-25-2023.md): New features