NZ Required Parameters

The API fields shown on this page are relevant to New Zealand only. To see the full payload, refer to the Onboard Corporate Customer API Reference.

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Note

All fields have a maximum limit of 255 characters unless stated otherwise.

Request parameters

PropertyDescriptionRequired
regionThe country or geographic region where the corporate end customer is located and is onboarded. To onboard an NZ-based customer, use the NZ value.Yes
businessDetailsAn object that contains business details about the corporate customer.Yes
riskAssessmentInfoAn object that contains the risk assessment information.Yes
expectedAccountUsageAn object that contains the expected usage of the accountYes
tagsAn object that contains the tags.No
deviceDetailsAn object that contains information about the customer's device and IP address.Yes
clientIdThis field contains the Nium client ID of the customer. It's received in the response of the previously executed Onboard Corporate Customer API.
Note: This field is required to reinitiate the KYB process.
Yes *
customerHashIdThis field contains the unique customer identifier generated at the time of the customer creation. It's received in the response of the previously executed Onboard Corporate Customer API.
Note: This field is required to reinitiate the KYB process.
Yes *

Table header API fields

The below table headers refer to the businessType fields page:

Association
Private
Sole trader
Government
Partnership
Public
Trust
CLUB_ASSOCIATION
PRIVATE_COMPANY
SOLE_TRADER
CO_OPERATIVE
GOVERNMENT_ENTITY
GENERAL_PARTNERSHIP
LIMITED_PARTNERSHIP
PUBLIC_COMPANY
TRUST

businessDetails object

An object that contains business details about the corporate customer.

PropertyDescriptionAssociation
Private
Sole trader
Government
Partnership
Public
Trust
referenceIdThe universally unique identifier (UUID) of the business entity that Nium uses to identify the businessDetails entity. If it's not provided, Nium generates one. The UUID is used to respond to a request for information (RFI) or to upload required documents for the business entity.OptionalOptionalOptional
businessNameThe name a corporate customer is registered under.RequiredRequiredRequired
businessRegistrationNumberThe business registration number. This fields accepts only 13-digit BRNRequiredRequiredRequired
tradeNameAnother name that the corporate customer uses to do business under, which is different than their licensed business name.OptionalOptionalOptional
hasNomineeBoolean value stating if the entity has nominee stakeholderRequiredRequiredRequired
isCashIntensiveBusinessBoolean value stating if the entity is a cash-intensive. Following question should be asked to the customer as is for this question. "Do you deal in physical cash in your business or collect cash deposits?. Example: Casino, Supermarket, Foreign exchange Store"RequiredRequiredRequired
websiteThe corporate customer's website.OptionalOptionalOptional
businessTypeThe legal entity type of the business. Use Fetch corporate constants API for valid values.RequiredRequiredRequired
legalDetailsAn object that contains the legal details.RequiredRequiredRequired
regulatoryDetailsThe regulatory details about the corporate customer.N/AN/ARequired
addressesAn object that contains the registered and business addresses of the corporate customer.RequiredRequiredRequired
documentDetailsAn array of objects that contains the business documents. Required when the businessDetails.businessType is one of the following:
  • GENERAL_PARTNERSHIP
  • LIMITED_PARTNERSHIP
  • TRUST
  • OptionalRequired *Required
    bankAccountDetails An object that contains the bank account details of the corporate customer.RequiredRequiredRequired
    stakeholdersAn array of objects that contains the individual and corporate stakeholders of the corporate customer.Required *Required *Required *
    applicantDetailsAn object that contains the applicant's details.RequiredRequiredRequired
    additionalInfoAn object that contains additional information about the business.OptionalOptionalOptional

    legalDetails object

    An object within the businessDetails object that contains the corporate customer's legal details.

    PropertyDescriptionAssociation
    Private
    Sole trader
    Government
    Partnership
    Public
    Trust
    registeredDateThe date the business is registered entered in the YYYY-MM-DD format. Registered date cannot be a past date.RequiredRequiredRequired
    registeredCountryThe country where the business is registered. Use Fetch corporate constants API for valid values.RequiredRequiredRequired
    isRegisteredBoolean value if the club, association or co-operative is registered. Required only for CLUB_ASSOCIATION, CO_OPERATIVEOptionalN/AN/A
    listedExchangeThe exchange where the business is publicly listed. Use Fetch corporate constants API for valid values.
    Note: This field is required for a PUBLIC_COMPANY.
    N/ARequired *N/A

    regulatoryDetails object

    An object within the businessDetails object that contains the regulatory details about the corporate customer.

    This object is required if businessDetails.businessType is TRUST.

    PropertyDescriptionTrust
    unregulatedTrustTypeThe unregulated trust type detail. Use Fetch corporate constants API for valid values. This field is an array.Required

    addresses object

    An object within the businessDetails object that contains one or more business addresses.

    PropertyDescriptionAssociation
    Private
    Sole trader
    Government
    Partnership
    Public
    Trust
    registeredAddressAn object that contains the address where the business is registered.RequiredRequiredRequired
    businessAddressAn object that contains the address where the business is mainly conducted, if different than the registered address.
    Note: This is required if isSameBusinessAddress = No
    Required *Required *Required *

    registeredAddress object

    An object within the businessDetails.addresses object that contains the address details where the corporate customer is registered.

    PropertyDescriptionAssociation
    Private
    Sole trader
    Government
    Partnership
    Public
    Trust
    addressLine1The first address line of the registered business.RequiredRequiredRequired
    addressLine2The second address line of the registered business.OptionalOptionalOptional
    cityThe city where the corporate customer is registered.RequiredRequiredRequired
    stateThe state where the corporate customer is registered.RequiredRequiredRequired
    countryThe country where the corporate customer is registered. Use Fetch corporate constants API for valid values.RequiredRequiredRequired
    postcodeThe postal code where the corporate customer is registered.RequiredRequiredRequired

    businessAddress object

    An object within the businessDetails.addresses object that contains the address details about the principal place of business only when the registered address is different.

    * This object is required if businessDetails.additionalInfo.isSameBusinessAddress = No.

    PropertyDescriptionAssociation
    Private
    Sole trader
    Government
    Partnership
    Public
    Trust
    addressLine1The first address line of the principal place of business if different than the registered business.Required *Required *Required *
    addressLine2The second address line of the principal place of business if different than the registered business.OptionalOptionalOptional
    cityThe city of the principal place of business if different than the registered address.Required *Required *Required *
    stateThe state of the principal place of business if different than the registered address.Required *Required *Required *
    countryThe country where the principal place of business occurs if different than the registered country. Use Fetch corporate constants API for valid values.Required *Required *Required *
    postcodeThe postal code where the principal place of business occurs if different than the registered address.Required *Required *Required *

    documentDetails object

    An array of objects within the businessDetails object that contains one or more business documents.

    Mandatory if businessDetails.businessType is one of the following:

    • PARTNERSHIP
    • TRUST
    PropertyDescriptionAssociation
    Private
    Sole trader
    Government
    Partnership
    Public
    Trust
    documentTypeThe type of business document. Use Fetch corporate constants API for valid values.Required *Required *Required
    documentAn array of objects that contains a copy of the document.Required *Required *Required

    document object

    An array of objects within the businessDetails.documentDetails object.

    PropertyDescriptionAssociation
    Private
    Sole trader
    Government
    Partnership
    Public
    Tust
    fileNameThe name of the file.Required *Required *Required
    fileTypeThe type of the file. Valid types are application/pdf, image/jpeg, image/jpg, image/png, jpeg, jpg, and png.Required *Required *Required
    documentThe file as a base64 encoded string.Required *Required *Required

    bankAccountDetails object

    An object within the businessDetails object that contains the bank account details of the corporate customer.

    * This is required if a client is configured for auto sweep.

    PropertyDescriptionRequired
    accountNameThe name of the beneficiary for the bank account. This field can contain alphanumeric characters and the following special characters: & . , ( ) _ ' / -. The maximum length is 140 characters.Yes *
    bankNameThe name of the bank. The maximum length is 255 characters.Yes *
    accountNumberAccount number. This field can contain alphanumeric characters for a maximum length of 35 characters.Yes *
    currencyCurrency of the bank accountYes *
    routingTypeRouting type of the bank account.Yes *
    routingValueRouting value of the bank account. This field can contain alphanumeric characters. The valid length is either eight or ten characters.Yes *
    routingType2Additional routing type of the bank account if applicableNo
    routingValue2Routing value for the additional bank account type if applicableNo

    additionalInfo object

    An object within the businessDetails object that contains additional information about the business.

    PropertyDescriptionAssociation
    Private
    Sole trader
    Government
    Partnership
    Public
    Trust
    isSameBusinessAddressThis field accepts Yes or No to indicate if the principal place of business is the same or different from the registered business entity address.OptionalOptionalOptional

    stakeholders array

    An array of objects within the businessDetails object that contains information about one or many stakeholders. For every stakeholder object, you need to send either the stakeholderDetails or the businessPartner parameters.

    PropertyDescriptionAssociation
    Private
    Sole trader
    Government
    Partnership
    Public
    Trust
    referenceIdThe UUID associated with the stakeholder and stakeholder object. If the UUID isn't provided, Nium generates one. The UUID can be used to respond to an RFI or to upload the required documents.OptionalOptionalOptional
    stakeholderDetailsAn object that contains the details about the individual stakeholders.Required *OptionalRequired *
    businessPartnerAn object that contains the details about the corporate stakeholders, if available.
    Note: This is required only if a business partner exists.
    Required *OptionalRequired *

    stakeholderDetails object

    An object within the stakeholders object that contains the details about an individual stakeholder. This object is required if individual stakeholder

    PropertyDescriptionAssociation
    Private
    Sole trader
    Government
    Partnership
    Public
    Trust
    kycModeThe KYC mode for verifying the individual stakeholder. Valid values are E_KYC and MANUAL_KYC.RequiredRequiredRequired
    firstNameThe given name of the individual stakeholder.Required Required Required
    middleNameThe middle name of the individual stakeholder.OptionalOptionalOptional
    lastNameThe last name of the individual stakeholder.Required Required Required
    nationalityThe nationality of the individual stakeholder.Required Required Required
    dateOfBirthThe date the individual stakeholder was born in the YYYY-MM-DD format. Date of birth cannot be a future date.RequiredRequiredRequired
    professionalDetailsAn array of objects that contains the individual stakeholder's professional details.Required RequiredRequired
    addressAn object that contains the residential address of the individual stakeholder.RequiredRequired Required
    documentDetailsAn array of object that contains the document details about the individual stakeholder. Required Required Required

    professionalDetails array

    An array of objects within the businessDetails.stakeholders.stakeholderDetails object that contains the individual stakeholder's professional details.

    PropertyDescriptionAssociation
    Private
    Sole trader
    Government
    Partnership
    Public
    Trust
    positionThe position of the individual stakeholder. Use Fetch corporate constants API for valid values.RequiredRequiredRequired
    capitalContributionThe capital contribution of the individual stakeholder. Use Fetch corporate constants API for valid values using annualTurnover as the keyRequiredRequiredRequired
    hasDistributionRightBoolean value stating if the stakeholder has distribution rightsRequiredRequiredRequired
    interestPercentageNumber between 0-100 stating the interest percentage of the stakeholder. Trust beneficiary interest percentage to be collected for trust beneficiary position. Partner interest percentage to be collected for partner positionN/ARequired*Required*
    trusteeClassClass of trustees. Applicable only if the stakeholder position is a trustee. Use Fetch corporate constants API for valid values.N/AN/ARequired
    votingRightsArray of voting rights of the stakeholder. Use Fetch corporate constants API for valid values.RequiredRequiredRequired
    sharePercentageNumber between 0-100 stating the percentage of Shares owned by the stakeholder. Required only for UBOs.Required*Required*Required*

    address object

    An object within the businessDetails.stakeholders.stakeholderDetails object that contains the individual stakeholder's residential address.

    PropertyDescriptionAssociation
    Private
    Sole trader
    Government
    Partnership
    Public
    Trust
    addressLine1The first address line of the individual stakeholder's residential address.
    If kycMode = E_KYC then the following needs to be passed in this field as comma-separated values:
  • unit number (if available)
  • street number
  • street name
  • Required *Required *Required *
    addressLine2The second address line of the individual stakeholder's residential address.
    Note: If kycMode = E_KYC then streetType needs to be passed in this field. Use Fetch corporate constants API for valid values.
    Required *Required *Required *
    cityThe city or suburb of the individual stakeholder.
    If kycMode = E_KYC then suburb needs to be passed in this.
    Required *Required *Required *
    stateThe state of the individual stakeholder's residential address.Required *Required *Required *
    countryThe country of the individual stakeholder's residential address. Use Fetch corporate constants API for valid values.Required *Required *Required *
    postcodeThe postal code of the individual stakeholder's residential address.Required *Required *Required *

    documentDetails object

    An array of objects within the businessDetails.stakeholders.stakeholderDetails object that contains the individual stakeholder's document details.

    PropertyDescriptionAssociation
    Private
    Sole trader
    Government
    Partnership
    Public
    Trust
    documentTypeThe type of document. Use Fetch corporate constants API for valid values.Required Required Required
    documentNumberThe ID number for the given document type.Required Required Required
    documentIssuanceCountryThe country that issued the business document. Use Fetch corporate constants API for valid values.Required Required Required
    documentRerefenceNumberReference number of the document. Required only for Drivers License.Required *Required *Required *
    documentExpiryDateThe date the document expires in the YYYY-MM-DD format. Date of expiry cannot be a past date. Required only for PassportRequired *Required *Required *
    documentA copy of the document.Required *Required *Required *

    <a id="businessDetails-stakeholders-stakeholderDetails-documentDetails-document>

    document

    An array of object within the businessDetails.stakeholders.stakeholderDetails.documentDetails object that contains a copy of the document.

    * This object is required if kycMode = MANUAL_KYC.

    PropertyDescriptionAssociation
    Private
    Sole trader
    Government
    Partnership
    Public
    Trust
    fileNameThe name of the file.Required *Required *Required *
    fileTypeThe file type. Valid types are application/pdf, image/jpeg, image/jpg, image/png, jpeg, jpg, and png.Required *Required *Required *
    documentThe document saved as a base64 encoded string.Required *Required *Required *

    businessPartner

    An object within the businessDetails.stakeholders object that contains the business details about the corporate stakeholder.

    * This object is required if a corporate stakeholder exists for any businessType .

    PropertyDescriptionAssociation
    Private
    Sole trader
    Government
    Partnership
    Public
    Trust
    businessNameThe registered business name of the corporate stakeholder.Required *Required *Required *
    businessRegistrationNumberThe business registration number.Required *Required *Required *
    businessTypeThe legal entity type of the business. Required *Required *Required *
    businessEntityTypeThe position of the corporate stakeholder in the company. Use Fetch corporate constants API for valid values.Required *Required *Required *
    legalDetailsThe corporate stakeholder's legal details.Required *Required *Required *

    legalDetails object

    An object within the businessDetails.stakeholders.businessPartner object that contains the corporate stakeholder's legal details.

    PropertyDescriptionAssociation
    Private
    Sole trader
    Government
    Partnership
    Public
    Trust
    registeredCountryThe country where the corporate stakeholder is registered. Use Fetch corporate constants API for valid values.Required *Required *Required *

    applicantDetails object

    An object within the businessDetails object that contains details about the applicant.

    PropertyDescriptionAssociation
    Private
    Sole trader
    Government
    Partnership
    Public
    Trust
    referenceIdThe UUID associated with the applicant and the applicant object. If the UUID isn't provided, Nium generates one. The UUID can be used to respond to an RFI or to upload required documents.OptionalOptionalOptional
    kycModeThe KYC mode for verifying the identity of the applicant. Valid values are E_KYC , E_DOC_VERIFY, and MANUAL_KYC.RequiredRequiredRequired
    firstNameThe first name of the applicant. The maximum length is 40 alphabetic characters or spaces.RequiredRequiredRequired
    middleNameThe middle name of the applicant. The maximum length is 40 alphabetic characters or spaces.OptionalOptionalOptional
    lastNameThe last name or the applicant. The maximum length is 40 alphabetic characters or spaces.RequiredRequiredRequired
    nationalityThe nationality of the applicant. Use Fetch corporate constants API for valid values.RequiredRequiredRequired
    dateOfBirthThe date on which the applicant was born in the YYYY-MM-DD format. Date of birth cannot be a future date. Applicant cannot be below 18 years of age.RequiredRequiredRequired
    professionalDetailsAn array of objects that contains the applicant's professional details.RequiredRequiredRequired
    addressAn object that contains the applicant's residential address.RequiredRequiredRequired
    contactDetailsThe contact details of the applicant.RequiredRequiredRequired
    documentDetailsAn array of objects that contains the applicant's document details. Required Required Required

    professionalDetails array

    An array of objects within the businessDetails.applicantDetails object to contain the professional details about the applicant.

    PropertyDescriptionAssociation
    Private
    Sole trader
    Government
    Partnership
    Public
    Trust
    positionThe position of the applicant. Use Fetch corporate constants API for valid values.RequiredRequiredRequired
    sharePercentageNumber between 0-100 stating the percentage of Shares owned by the stakeholder. Required for UBOs.RequiredRequiredRequired

    address object

    An object within the businessDetails.applicantDetails object that contains the applicant's residential address.

    PropertyDescriptionAssociation
    Private
    Sole trader
    Government
    Partnership
    Public
    Trust
    addressLine1The first address line of the applicant. The maximum character length is 40.
    If kycMode = E_KYC then the following needs to be passed in this field as comma-separated values:
  • unit number (if available)
  • street number
  • street name
  • RequiredRequiredRequired
    addressLine2The second address line of the applicant. The maximum character length is 40.
    If kycMode = E_KYC then StreetType needs to be passed in this field. Use Fetch corporate constants API for valid values.
    RequiredRequiredRequired
    cityThe city or suburb of the applicant. The maximum character length is 20.
    If kycMode = E_KYC then suburb needs to be passed in this field.
    RequiredRequiredRequired
    stateThe state of the applicant. The maximum character length is 30. Use Fetch corporate constants API for valid values.RequiredRequiredRequired
    countryThe country where the applicant resides. Use Fetch corporate constants API for valid values.RequiredRequiredRequired
    postcodeThe postal code of the applicant. The minimum length is 3 and the maximum length is 10 alphanumeric characters or spaces.RequiredRequiredRequired

    contactDetails object

    An object within the businessDetails.applicantDetails object to contain the applicant's contact information.

    PropertyDescriptionAssociation
    Private
    Sole trader
    Government
    Partnership
    Public
    Trust
    emailThe applicant's email address. The maximum character length is 40 and needs to be a valid email address. See Regex for emailRequiredRequiredRequired
    countryCode.The country code of the applicant's phone number. Use Fetch corporate constants API for valid values.RequiredRequiredRequired
    contactNoThe applicant's phone number. The maximum length is 20 numeric characters.RequiredRequiredRequired

    documentDetails object

    An array of objects within the businessDetails.applicantDetails object that contains the applicant's document information.

    * This object is required if kycMode is MANUAL_KYC or E_DOC_VERIFY. In E_KYC, LOA is required if the applicant isn't a DIRECTOR/ UBO.

    PropertyDescriptionAssociation
    Private
    Sole trader
    Government
    Partnership
    Public
    Trust
    documentTypeThe type of document. Use Fetch corporate constants API for valid values.Required *Required *Required *
    documentNumberThe ID number for the given document type.Required *Required *Required *
    documentIssuanceCountryThe country that issued the business document. Use Fetch corporate constants API for valid values.Required *Required *Required *
    documentExpiryDateThe date the document expires in the YYYY-MM-DD format. Date of the expiry cannot be a past date.Required *Required *Required *
    documentReferenceNumberDocument reference number. Required for Drivers License. driversLicenceVersionNumber must be passed in this fieldRequired *Required *Required *
    documentAn array of objects that contains a copy of the document. Note: This object is required only for MANUAL_KYC. In E_KYC or E_DOC_VERIFY, LOA is required if the applicant isn't a DIRECTOR/ UBO.Required Required Required

    document object

    An array of objects within the businessDetails.applicantDetails.documentDetails object that contains the document copy. This object is required only for MANUAL_KYC.

    LOA is required if the applicant isn't a DIRECTOR/ UBO even for E_KYC and E_DOC_VERIFY

    PropertyDescriptionAssociation
    Private
    Sole trader
    Government
    Partnership
    Public
    Trust
    fileNameThe name of the file.Required *Required *Required *
    fileTypeThe file type. Valid types are application/pdf, image/jpeg, image/jpg, image/png, jpeg, jpg, and png.Required *Required *Required *
    documentThe document saved as a base64 encoded string. The maximum size is 5 MB.Required *Required *Required *

    riskAssessmentInfo object

    An object that contains the following details that are required to determine a corporate customer's risk profile.

    PropertyDescriptionAssociation
    Private
    Sole trader
    Government
    Partnership
    Public
    Trust
    totalEmployeesThe corporate customer's total number of employees. Use Fetch corporate constants API for valid values.RequiredRequiredRequired
    annualTurnoverThe corporate customer's amount of annual turnover. Use Fetch corporate constants API for valid values.RequiredRequiredRequired
    industrySectorThe corporate customer's industry sector. Use Fetch corporate constants API for valid values.RequiredRequiredRequired
    countryOfOperationAn array of countries the corporate customer operates in. Use Fetch corporate constants API for valid values.RequiredRequiredRequired
    transactionCountriesAn array of countries where the transactions occur. Use Fetch corporate constants API for valid values.RequiredRequiredRequired

    expectedAccountUsage object

    This object contains the details regarding the expected usage of the account

    PropertyDescriptionAssociation
    Private
    Sole trader
    Government
    Partnership
    Public
    Trust
    intendedUsesArray of Intended uses of the account. Use Fetch corporate constants API for a valid set of values.RequiredRequiredRequired

    deviceDetails object

    This object contains the information about the customer's device and IP address where the onboarding request originated.

    PropertyDescriptionAssociation
    Private
    Sole trader
    Government
    Partnership
    Public
    Trust
    countryIPCountry of the IP address e.g. US. Use Fetch corporate constants API for valid values.RequiredRequiredRequired
    deviceInfoInformation of the device e.g. Mac OS.RequiredRequiredRequired
    ipAddressIP address of the device e.g. 45.48.241.198RequiredRequiredRequired
    sessionIdA unique identifier for the session, generated by your application.RequiredRequiredRequired

    tags object

    This object contains the user-defined key-value pairs that the client provides. The maximum number of tags is 15.

    PropertyDescriptionAssociation
    Private
    Sole trader
    Government
    Partnership
    Public
    Trust
    keyThe name of the tag. The maximum character length is 128. Key should be unique.OptionalOptionalOptional
    valueThe value of the tag. The maximum character length is 256.OptionalOptionalOptional