NZ Required Parameters
The API fields shown on this page are relevant to New Zealand only. To see the full payload, refer to the Onboard Corporate Customer API Reference.
Note
All fields have a maximum limit of 255 characters unless stated otherwise.
Request parameters
Property | Description | Required |
---|---|---|
region | The country or geographic region where the corporate end customer is located and is onboarded. To onboard an NZ-based customer, use the NZ value. | Yes |
businessDetails | An object that contains business details about the corporate customer. | Yes |
riskAssessmentInfo | An object that contains the risk assessment information. | Yes |
expectedAccountUsage | An object that contains the expected usage of the account | Yes |
tags | An object that contains the tags. | No |
deviceDetails | An object that contains information about the customer's device and IP address. | Yes |
clientId | This field contains the Nium client ID of the customer. It's received in the response of the previously executed Onboard Corporate Customer API. Note: This field is required to reinitiate the KYB process. | Yes * |
customerHashId | This field contains the unique customer identifier generated at the time of the customer creation. It's received in the response of the previously executed Onboard Corporate Customer API. Note: This field is required to reinitiate the KYB process. | Yes * |
Table header API fields
The below table headers refer to the businessType
fields page:
Association Private Sole trader | Government Partnership Public | Trust |
---|---|---|
CLUB_ASSOCIATION PRIVATE_COMPANY SOLE_TRADER CO_OPERATIVE | GOVERNMENT_ENTITY GENERAL_PARTNERSHIP LIMITED_PARTNERSHIP PUBLIC_COMPANY | TRUST |
businessDetails
object
businessDetails
objectAn object that contains business details about the corporate customer.
Property | Description | Association Private Sole trader | Government Partnership Public | Trust |
---|---|---|---|---|
referenceId | The universally unique identifier (UUID) of the business entity that Nium uses to identify the businessDetails entity. If it's not provided, Nium generates one. The UUID is used to respond to a request for information (RFI) or to upload required documents for the business entity. | Optional | Optional | Optional |
businessName | The name a corporate customer is registered under. | Required | Required | Required |
businessRegistrationNumber | The business registration number. This fields accepts only 13-digit BRN | Required | Required | Required |
tradeName | Another name that the corporate customer uses to do business under, which is different than their licensed business name. | Optional | Optional | Optional |
hasNominee | Boolean value stating if the entity has nominee stakeholder | Required | Required | Required |
isCashIntensiveBusiness | Boolean value stating if the entity is a cash-intensive. Following question should be asked to the customer as is for this question. "Do you deal in physical cash in your business or collect cash deposits?. Example: Casino, Supermarket, Foreign exchange Store" | Required | Required | Required |
website | The corporate customer's website. | Optional | Optional | Optional |
businessType | The legal entity type of the business. Use Fetch corporate constants API for valid values. | Required | Required | Required |
legalDetails | An object that contains the legal details. | Required | Required | Required |
regulatoryDetails | The regulatory details about the corporate customer. | N/A | N/A | Required |
addresses | An object that contains the registered and business addresses of the corporate customer. | Required | Required | Required |
documentDetails | An array of objects that contains the business documents. Required when the businessDetails.businessType is one of the following: GENERAL_PARTNERSHIP LIMITED_PARTNERSHIP TRUST | Optional | Required * | Required |
bankAccountDetails | An object that contains the bank account details of the corporate customer. | Required | Required | Required |
stakeholders | An array of objects that contains the individual and corporate stakeholders of the corporate customer. | Required * | Required * | Required * |
applicantDetails | An object that contains the applicant's details. | Required | Required | Required |
additionalInfo | An object that contains additional information about the business. | Optional | Optional | Optional |
legalDetails
object
legalDetails
objectAn object within the businessDetails
object that contains the corporate customer's legal details.
Property | Description | Association Private Sole trader | Government Partnership Public | Trust |
---|---|---|---|---|
registeredDate | The date the business is registered entered in the YYYY-MM-DD format. Registered date cannot be a past date. | Required | Required | Required |
registeredCountry | The country where the business is registered. Use Fetch corporate constants API for valid values. | Required | Required | Required |
isRegistered | Boolean value if the club, association or co-operative is registered. Required only for CLUB_ASSOCIATION , CO_OPERATIVE | Optional | N/A | N/A |
listedExchange | The exchange where the business is publicly listed. Use Fetch corporate constants API for valid values. Note: This field is required for a PUBLIC_COMPANY . | N/A | Required * | N/A |
regulatoryDetails
object
regulatoryDetails
objectAn object within the businessDetails
object that contains the regulatory details about the corporate customer.
This object is required if businessDetails.businessType
is TRUST
.
Property | Description | Trust |
---|---|---|
unregulatedTrustType | The unregulated trust type detail. Use Fetch corporate constants API for valid values. This field is an array. | Required |
addresses
object
addresses
objectAn object within the businessDetails
object that contains one or more business addresses.
Property | Description | Association Private Sole trader | Government Partnership Public | Trust |
---|---|---|---|---|
registeredAddress | An object that contains the address where the business is registered. | Required | Required | Required |
businessAddress | An object that contains the address where the business is mainly conducted, if different than the registered address. Note: This is required if isSameBusinessAddress = No | Required * | Required * | Required * |
registeredAddress
object
registeredAddress
objectAn object within the businessDetails.addresses
object that contains the address details where the corporate customer is registered.
Property | Description | Association Private Sole trader | Government Partnership Public | Trust |
---|---|---|---|---|
addressLine1 | The first address line of the registered business. | Required | Required | Required |
addressLine2 | The second address line of the registered business. | Optional | Optional | Optional |
city | The city where the corporate customer is registered. | Required | Required | Required |
state | The state where the corporate customer is registered. | Required | Required | Required |
country | The country where the corporate customer is registered. Use Fetch corporate constants API for valid values. | Required | Required | Required |
postcode | The postal code where the corporate customer is registered. | Required | Required | Required |
businessAddress
object
businessAddress
objectAn object within the businessDetails.addresses
object that contains the address details about the principal place of business only when the registered address is different.
* This object is required if businessDetails.additionalInfo.isSameBusinessAddress = No
.
Property | Description | Association Private Sole trader | Government Partnership Public | Trust |
---|---|---|---|---|
addressLine1 | The first address line of the principal place of business if different than the registered business. | Required * | Required * | Required * |
addressLine2 | The second address line of the principal place of business if different than the registered business. | Optional | Optional | Optional |
city | The city of the principal place of business if different than the registered address. | Required * | Required * | Required * |
state | The state of the principal place of business if different than the registered address. | Required * | Required * | Required * |
country | The country where the principal place of business occurs if different than the registered country. Use Fetch corporate constants API for valid values. | Required * | Required * | Required * |
postcode | The postal code where the principal place of business occurs if different than the registered address. | Required * | Required * | Required * |
documentDetails
object
documentDetails
objectAn array of objects within the businessDetails
object that contains one or more business documents.
Mandatory if businessDetails.businessType
is one of the following:
PARTNERSHIP
TRUST
Property | Description | Association Private Sole trader | Government Partnership Public | Trust |
---|---|---|---|---|
documentType | The type of business document. Use Fetch corporate constants API for valid values. | Required * | Required * | Required |
document | An array of objects that contains a copy of the document. | Required * | Required * | Required |
document
object
document
objectAn array of objects within the businessDetails.documentDetails
object.
Property | Description | Association Private Sole trader | Government Partnership Public | Tust |
---|---|---|---|---|
fileName | The name of the file. | Required * | Required * | Required |
fileType | The type of the file. Valid types are application/pdf , image/jpeg , image/jpg , image/png , jpeg , jpg , and png . | Required * | Required * | Required |
document | The file as a base64 encoded string. | Required * | Required * | Required |
bankAccountDetails
object
bankAccountDetails
objectAn object within the businessDetails
object that contains the bank account details of the corporate customer.
* This is required if a client is configured for auto sweep.
Property | Description | Required |
---|---|---|
accountName | The name of the beneficiary for the bank account. This field can contain alphanumeric characters and the following special characters: & . , ( ) _ ' / - . The maximum length is 140 characters. | Yes * |
bankName | The name of the bank. The maximum length is 255 characters. | Yes * |
accountNumber | Account number. This field can contain alphanumeric characters for a maximum length of 35 characters. | Yes * |
currency | Currency of the bank account | Yes * |
routingType | Routing type of the bank account. | Yes * |
routingValue | Routing value of the bank account. This field can contain alphanumeric characters. The valid length is either eight or ten characters. | Yes * |
routingType2 | Additional routing type of the bank account if applicable | No |
routingValue2 | Routing value for the additional bank account type if applicable | No |
additionalInfo
object
additionalInfo
objectAn object within the businessDetails
object that contains additional information about the business.
Property | Description | Association Private Sole trader | Government Partnership Public | Trust |
---|---|---|---|---|
isSameBusinessAddress | This field accepts Yes or No to indicate if the principal place of business is the same or different from the registered business entity address. | Optional | Optional | Optional |
stakeholders
array
stakeholders
arrayAn array of objects within the businessDetails
object that contains information about one or many stakeholders. For every stakeholder object, you need to send either the stakeholderDetails
or the businessPartner
parameters.
Property | Description | Association Private Sole trader | Government Partnership Public | Trust |
---|---|---|---|---|
referenceId | The UUID associated with the stakeholder and stakeholder object. If the UUID isn't provided, Nium generates one. The UUID can be used to respond to an RFI or to upload the required documents. | Optional | Optional | Optional |
stakeholderDetails | An object that contains the details about the individual stakeholders. | Required * | Optional | Required * |
businessPartner | An object that contains the details about the corporate stakeholders, if available. Note: This is required only if a business partner exists. | Required * | Optional | Required * |
stakeholderDetails
object
stakeholderDetails
objectAn object within the stakeholders
object that contains the details about an individual stakeholder. This object is required if individual stakeholder
Property | Description | Association Private Sole trader | Government Partnership Public | Trust |
---|---|---|---|---|
kycMode | The KYC mode for verifying the individual stakeholder. Valid values are E_KYC and MANUAL_KYC . | Required | Required | Required |
firstName | The given name of the individual stakeholder. | Required | Required | Required |
middleName | The middle name of the individual stakeholder. | Optional | Optional | Optional |
lastName | The last name of the individual stakeholder. | Required | Required | Required |
nationality | The nationality of the individual stakeholder. | Required | Required | Required |
dateOfBirth | The date the individual stakeholder was born in the YYYY-MM-DD format. Date of birth cannot be a future date. | Required | Required | Required |
professionalDetails | An array of objects that contains the individual stakeholder's professional details. | Required | Required | Required |
address | An object that contains the residential address of the individual stakeholder. | Required | Required | Required |
documentDetails | An array of object that contains the document details about the individual stakeholder. | Required | Required | Required |
professionalDetails
array
professionalDetails
arrayAn array of objects within the businessDetails.stakeholders.stakeholderDetails
object that contains the individual stakeholder's professional details.
Property | Description | Association Private Sole trader | Government Partnership Public | Trust |
---|---|---|---|---|
position | The position of the individual stakeholder. Use Fetch corporate constants API for valid values. | Required | Required | Required |
capitalContribution | The capital contribution of the individual stakeholder. Use Fetch corporate constants API for valid values using annualTurnover as the key | Required | Required | Required |
hasDistributionRight | Boolean value stating if the stakeholder has distribution rights | Required | Required | Required |
interestPercentage | Number between 0-100 stating the interest percentage of the stakeholder. Trust beneficiary interest percentage to be collected for trust beneficiary position. Partner interest percentage to be collected for partner position | N/A | Required* | Required* |
trusteeClass | Class of trustees. Applicable only if the stakeholder position is a trustee. Use Fetch corporate constants API for valid values. | N/A | N/A | Required |
votingRights | Array of voting rights of the stakeholder. Use Fetch corporate constants API for valid values. | Required | Required | Required |
sharePercentage | Number between 0-100 stating the percentage of Shares owned by the stakeholder. Required only for UBOs. | Required* | Required* | Required* |
address
object
address
objectAn object within the businessDetails.stakeholders.stakeholderDetails
object that contains the individual stakeholder's residential address.
Property | Description | Association Private Sole trader | Government Partnership Public | Trust |
---|---|---|---|---|
addressLine1 | The first address line of the individual stakeholder's residential address. If kycMode = E_KYC then the following needs to be passed in this field as comma-separated values: | Required * | Required * | Required * |
addressLine2 | The second address line of the individual stakeholder's residential address. Note: If kycMode = E_KYC then streetType needs to be passed in this field. Use Fetch corporate constants API for valid values. | Required * | Required * | Required * |
city | The city or suburb of the individual stakeholder. If kycMode = E_KYC then suburb needs to be passed in this. | Required * | Required * | Required * |
state | The state of the individual stakeholder's residential address. | Required * | Required * | Required * |
country | The country of the individual stakeholder's residential address. Use Fetch corporate constants API for valid values. | Required * | Required * | Required * |
postcode | The postal code of the individual stakeholder's residential address. | Required * | Required * | Required * |
documentDetails
object
documentDetails
objectAn array of objects within the businessDetails.stakeholders.stakeholderDetails
object that contains the individual stakeholder's document details.
Property | Description | Association Private Sole trader | Government Partnership Public | Trust |
---|---|---|---|---|
documentType | The type of document. Use Fetch corporate constants API for valid values. | Required | Required | Required |
documentNumber | The ID number for the given document type. | Required | Required | Required |
documentIssuanceCountry | The country that issued the business document. Use Fetch corporate constants API for valid values. | Required | Required | Required |
documentRerefenceNumber | Reference number of the document. Required only for Drivers License. | Required * | Required * | Required * |
documentExpiryDate | The date the document expires in the YYYY-MM-DD format. Date of expiry cannot be a past date. Required only for Passport | Required * | Required * | Required * |
document | A copy of the document. | Required * | Required * | Required * |
<a id="businessDetails-stakeholders-stakeholderDetails-documentDetails-document>
document
document
An array of object within the businessDetails.stakeholders.stakeholderDetails.documentDetails
object that contains a copy of the document.
* This object is required if kycMode = MANUAL_KYC
.
Property | Description | Association Private Sole trader | Government Partnership Public | Trust |
---|---|---|---|---|
fileName | The name of the file. | Required * | Required * | Required * |
fileType | The file type. Valid types are application/pdf , image/jpeg , image/jpg , image/png , jpeg , jpg , and png . | Required * | Required * | Required * |
document | The document saved as a base64 encoded string. | Required * | Required * | Required * |
businessPartner
businessPartner
An object within the businessDetails.stakeholders
object that contains the business details about the corporate stakeholder.
* This object is required if a corporate stakeholder exists for any businessType
.
Property | Description | Association Private Sole trader | Government Partnership Public | Trust |
---|---|---|---|---|
businessName | The registered business name of the corporate stakeholder. | Required * | Required * | Required * |
businessRegistrationNumber | The business registration number. | Required * | Required * | Required * |
businessType | The legal entity type of the business. | Required * | Required * | Required * |
businessEntityType | The position of the corporate stakeholder in the company. Use Fetch corporate constants API for valid values. | Required * | Required * | Required * |
legalDetails | The corporate stakeholder's legal details. | Required * | Required * | Required * |
legalDetails
object
legalDetails
objectAn object within the businessDetails.stakeholders.businessPartner
object that contains the corporate stakeholder's legal details.
Property | Description | Association Private Sole trader | Government Partnership Public | Trust |
---|---|---|---|---|
registeredCountry | The country where the corporate stakeholder is registered. Use Fetch corporate constants API for valid values. | Required * | Required * | Required * |
applicantDetails
object
applicantDetails
objectAn object within the businessDetails
object that contains details about the applicant.
Property | Description | Association Private Sole trader | Government Partnership Public | Trust |
---|---|---|---|---|
referenceId | The UUID associated with the applicant and the applicant object. If the UUID isn't provided, Nium generates one. The UUID can be used to respond to an RFI or to upload required documents. | Optional | Optional | Optional |
kycMode | The KYC mode for verifying the identity of the applicant. Valid values are E_KYC , E_DOC_VERIFY , and MANUAL_KYC . | Required | Required | Required |
firstName | The first name of the applicant. The maximum length is 40 alphabetic characters or spaces. | Required | Required | Required |
middleName | The middle name of the applicant. The maximum length is 40 alphabetic characters or spaces. | Optional | Optional | Optional |
lastName | The last name or the applicant. The maximum length is 40 alphabetic characters or spaces. | Required | Required | Required |
nationality | The nationality of the applicant. Use Fetch corporate constants API for valid values. | Required | Required | Required |
dateOfBirth | The date on which the applicant was born in the YYYY-MM-DD format. Date of birth cannot be a future date. Applicant cannot be below 18 years of age. | Required | Required | Required |
professionalDetails | An array of objects that contains the applicant's professional details. | Required | Required | Required |
address | An object that contains the applicant's residential address. | Required | Required | Required |
contactDetails | The contact details of the applicant. | Required | Required | Required |
documentDetails | An array of objects that contains the applicant's document details. | Required | Required | Required |
professionalDetails
array
professionalDetails
arrayAn array of objects within the businessDetails.applicantDetails
object to contain the professional details about the applicant.
Property | Description | Association Private Sole trader | Government Partnership Public | Trust |
---|---|---|---|---|
position | The position of the applicant. Use Fetch corporate constants API for valid values. | Required | Required | Required |
sharePercentage | Number between 0-100 stating the percentage of Shares owned by the stakeholder. Required for UBOs. | Required | Required | Required |
address
object
address
objectAn object within the businessDetails.applicantDetails
object that contains the applicant's residential address.
Property | Description | Association Private Sole trader | Government Partnership Public | Trust |
---|---|---|---|---|
addressLine1 | The first address line of the applicant. The maximum character length is 40. If kycMode = E_KYC then the following needs to be passed in this field as comma-separated values: | Required | Required | Required |
addressLine2 | The second address line of the applicant. The maximum character length is 40. If kycMode = E_KYC then StreetType needs to be passed in this field. Use Fetch corporate constants API for valid values. | Required | Required | Required |
city | The city or suburb of the applicant. The maximum character length is 20. If kycMode = E_KYC then suburb needs to be passed in this field. | Required | Required | Required |
state | The state of the applicant. The maximum character length is 30. Use Fetch corporate constants API for valid values. | Required | Required | Required |
country | The country where the applicant resides. Use Fetch corporate constants API for valid values. | Required | Required | Required |
postcode | The postal code of the applicant. The minimum length is 3 and the maximum length is 10 alphanumeric characters or spaces. | Required | Required | Required |
contactDetails
object
contactDetails
objectAn object within the businessDetails.applicantDetails
object to contain the applicant's contact information.
Property | Description | Association Private Sole trader | Government Partnership Public | Trust |
---|---|---|---|---|
email | The applicant's email address. The maximum character length is 40 and needs to be a valid email address. See Regex for email | Required | Required | Required |
countryCode . | The country code of the applicant's phone number. Use Fetch corporate constants API for valid values. | Required | Required | Required |
contactNo | The applicant's phone number. The maximum length is 20 numeric characters. | Required | Required | Required |
documentDetails
object
documentDetails
objectAn array of objects within the businessDetails.applicantDetails
object that contains the applicant's document information.
* This object is required if kycMode
is MANUAL_KYC
or E_DOC_VERIFY
. In E_KYC
, LOA
is required if the applicant isn't a DIRECTOR
/ UBO
.
Property | Description | Association Private Sole trader | Government Partnership Public | Trust |
---|---|---|---|---|
documentType | The type of document. Use Fetch corporate constants API for valid values. | Required * | Required * | Required * |
documentNumber | The ID number for the given document type. | Required * | Required * | Required * |
documentIssuanceCountry | The country that issued the business document. Use Fetch corporate constants API for valid values. | Required * | Required * | Required * |
documentExpiryDate | The date the document expires in the YYYY-MM-DD format. Date of the expiry cannot be a past date. | Required * | Required * | Required * |
documentReferenceNumber | Document reference number. Required for Drivers License. driversLicenceVersionNumber must be passed in this field | Required * | Required * | Required * |
document | An array of objects that contains a copy of the document. Note: This object is required only for MANUAL_KYC . In E_KYC or E_DOC_VERIFY , LOA is required if the applicant isn't a DIRECTOR / UBO . | Required | Required | Required |
document
object
document
objectAn array of objects within the businessDetails.applicantDetails.documentDetails
object that contains the document copy. This object is required only for MANUAL_KYC
.
LOA
is required if the applicant isn't a DIRECTOR
/ UBO
even for E_KYC
and E_DOC_VERIFY
Property | Description | Association Private Sole trader | Government Partnership Public | Trust |
---|---|---|---|---|
fileName | The name of the file. | Required * | Required * | Required * |
fileType | The file type. Valid types are application/pdf , image/jpeg , image/jpg , image/png , jpeg , jpg , and png . | Required * | Required * | Required * |
document | The document saved as a base64 encoded string. The maximum size is 5 MB. | Required * | Required * | Required * |
riskAssessmentInfo
object
riskAssessmentInfo
objectAn object that contains the following details that are required to determine a corporate customer's risk profile.
Property | Description | Association Private Sole trader | Government Partnership Public | Trust |
---|---|---|---|---|
totalEmployees | The corporate customer's total number of employees. Use Fetch corporate constants API for valid values. | Required | Required | Required |
annualTurnover | The corporate customer's amount of annual turnover. Use Fetch corporate constants API for valid values. | Required | Required | Required |
industrySector | The corporate customer's industry sector. Use Fetch corporate constants API for valid values. | Required | Required | Required |
countryOfOperation | An array of countries the corporate customer operates in. Use Fetch corporate constants API for valid values. | Required | Required | Required |
transactionCountries | An array of countries where the transactions occur. Use Fetch corporate constants API for valid values. | Required | Required | Required |
expectedAccountUsage
object
expectedAccountUsage
objectThis object contains the details regarding the expected usage of the account
Property | Description | Association Private Sole trader | Government Partnership Public | Trust |
---|---|---|---|---|
intendedUses | Array of Intended uses of the account. Use Fetch corporate constants API for a valid set of values. | Required | Required | Required |
deviceDetails
object
deviceDetails
objectThis object contains the information about the customer's device and IP address where the onboarding request originated.
Property | Description | Association Private Sole trader | Government Partnership Public | Trust |
---|---|---|---|---|
countryIP | Country of the IP address e.g. US . Use Fetch corporate constants API for valid values. | Required | Required | Required |
deviceInfo | Information of the device e.g. Mac OS . | Required | Required | Required |
ipAddress | IP address of the device e.g. 45.48.241.198 | Required | Required | Required |
sessionId | A unique identifier for the session, generated by your application. | Required | Required | Required |
tags
object
tags
objectThis object contains the user-defined key-value pairs that the client provides. The maximum number of tags is 15.
Property | Description | Association Private Sole trader | Government Partnership Public | Trust |
---|---|---|---|---|
key | The name of the tag. The maximum character length is 128. Key should be unique. | Optional | Optional | Optional |
value | The value of the tag. The maximum character length is 256. | Optional | Optional | Optional |
Updated about 4 hours ago