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Fees and Limits

Clients use Fees and Limits to manages costs and spending controls for accounts, wallets, and transactions. These tools help you maintain transparency, compliance, and control when using Nium’s platform.

By understanding Fees and Limits, you can optimize costs and ensure secure, compliant transactions across the Nium platform.

Fees​

Fees ensure fairness and clarity in how services are charged. Nium enables you to:

  • Automate predefined fees for common operations (e.g., card issuance, ATM usage).
  • Configure custom fees tailored to your business needs.
  • Set up customer-specific fees for differentiated pricing.

Note: Always consult with Nium’s legal and compliance teams before introducing new fees. If you have any questions about charing fees, please contact your Nium account manager or Nium support.

E.G. Charge a virtual card issuance fee or add markups for foreign exchange transactions.

For more information, see Fees.

Limits​

Limits help you maintain advanced spend controls across customers, cards, and transactions. With Nium, you can:

  • Set client-level limits to manage overall account and wallet spending.
  • Apply card-level restrictions for specific merchant categories and transaction types.
  • Adjust limits dynamically based on customer verification status (e.g., KYC completion).

E.G. Allow low transaction limits until a customer completes the KYC process.

For more information, see Limits.