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Use Cases

Nium's financial solutions power a variety of fintech applications across industries, enabling businesses to efficiently manage payments, streamline operations, and scale globally. This section highlights key scenarios where Nium helps companies simplify complex financial workflows.

Each use case provides practical insights into how Nium's APIs and capabilities solve real-world challenges for businesses. Explore detailed solutions tailored for:

  • Spend Management: Automate corporate expense controls and supplier payments.
  • Payroll: Streamline workforce payments and payroll operations.
  • Financial Institutions: Enable licensed institutions to deliver secure, compliant financial services.

Spend Management​

Spend management platforms centralize corporate expense controls, simplify reconciliation, and ensure policy compliance. With Nium, you can:

  • Offer employee cards for business expenses with real-time controls.
  • Automate invoice payments to vendors and suppliers globally.
  • Integrate seamless foreign exchange (FX) solutions for cross-border spending.

See Spend Management to learn more about how Nium enhances spend management with capabilities like corporate cards, dynamic authorization, and intelligent payouts.

Payroll​

Nium empowers payroll platforms and corporations to pay employees and tax authorities with accuracy and speed. Our solutions support:

  • Payroll platforms facilitating salaries, benefits, and expenses.
  • Global corporations paying employees across markets.

See Payroll for more details, including seamless funding, foreign exchange conversions, and payouts.

Financial Institutions​

Nium provides licensed financial institutions with robust tools to manage funds, handle foreign exchange, and offer payment services. Key capabilities include:

  • Streamlined funding and payouts for customers.
  • Competitive and flexible FX conversion options.
  • Bulk and transaction-level payment solutions.

See Financial Institutions to learn more about the tools we have available for efficient fund management and cross-border transactions.