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Supported Countries

Send money globally using Nium. Our platform supports payouts to over 190 countries through multiple methods, including local bank transfers, mobile wallets, Visa Direct, and SWIFT wire transfers.

Whether you're a business managing supplier payments (B2B), or a fintech platform offering personal transfers (P2P), this guide covers everything you need to know about the different payment options avilable to you through Nium..

Use this guide to:

  • Check if Nium supports payouts or payins to your destination country.
  • Review the currencies and payout methods available.
  • Confirm delivery timelines and transaction limits.

For more detailed information, see the Nium Playbook.

note

This guide applies to Nium customers. For details about Masspay, see Masspay.

Financial Institutions​

If you're a bank, credit union, fintech company, or other regulated financial institution, there are additional capabilities and/or regulatory requirements specific to your business.

Please review this guide carefully to understand differences such as:

  • Differences in supported payout rails.
  • Specific transaction limits or cut-off times.
  • Available payment methods and expected delivery times.

Contact your Nium representative for detailed guidance tailored to financial institutions.

Where can I send money with Nium?​

The following tables breakdown where Payouts are supported for financial institutions, and which currencies can be used at that location. Each country listing includes:

  • Supported payout methods
  • Available currencies
  • Use cases (B2B, P2P, etc.)
  • Delivery time and cut-off
  • Limits (min/max)
  • Link to full country details

Africa​

Africa
Bank Account (ACH)​
Wallet​
SWIFT​
Visa Direct​

Asia​

Asia
Bank Account (ACH)​
Bank Account (Other)​
Local Currency Wire Transfer​
Proxy​
SWIFT​
Visa Direct​
Wallet​

Europe​

Europe
Bank Account (ACH)​
SEPA​
SWIFT​
Visa Direct​

North America​

North America
Bank Account (ACH)​
Interac (Canada only)​
SEPA​
SWIFT​
Visa Direct​

South America​

South America

Oceania​

Oceania

Where can I receive money with Nium?​

The following breakdown where Payins are supported for financial institutions,.

important
  • When funding your own account, the customer cannot be located in the US or the countries subject to sanctions or restrictions by the US government.
  • When accpeting funds from third parties, the customer cannot be located in the countries that are subject to sanctions or restrictions by US government.

Africa​

Africa
South Africa - South African Rand - ZAR​

Asia​

China - Chinese Yuan - CNY​
Hong Kong - Kong Kong Dollar - HKD​

Hong Kong

Israel - Israeli New Shekel - ILS​

Japan - Japanese Yen - JPY​
Philippines - Philippine Peso - PHP​
Saudi Arabia - Saudi Riyal - SAR​

Saudi Arabia

Singapore - Singapore Dollar - SGD​
Thailand - Thai Baht - THB​

Thailand

United Arab Emirates - UAE Dirham - UAE​

Europe​

Europe
Euro - EUR​

Please note, for SEPA transactions under $100,000:

  • Expected funds receipt is Realtime.
  • There is no cutoff time and there is 24/7 availability.

For SEPA transactions over $100,000:

North America​

North America

Oceania​

Oceania

Non-Financial Institutions​

This section applies if your business is not a financial institution. Typical examples include e-commerce platforms, marketplaces, apps, payroll providers, etc.

Where can I send money with Nium?​

Africa​

Africa
Bank Account (ACH)​
Wallet​
SWIFT​
Visa Direct​

Asia​

Asia

Europe​

Europe
Bank Account (ACH)​

North America​

North America

South America​

South America

Oceania​

Oceania

Where can I receive money with Nium?​

The following breakw down where payins are supported for non-financial institutions,

important
  • When funding your own account, the customer cannot be located in the US or the countries subject to sanctions or restrictions by the US government.
  • When accpeting funds from third parties, the customer cannot be located in the countries that are subject to sanctions or restrictions by US government.

Africa​

Africa
South Africa - South African Rand - ZAR​

Asia​

Asia
China - Chinese Yuan - CNY​
Hong Kong - Kong Kong Dollar - HKD​
Israel - Israeli New Shekel - ILS​
Japan - Japanese Yen - JPY​
Philippines - Philippine Peso - PHP​
Saudi Arabia - Saudi Riyal - SAR​
Singapore - Singapore Dollar - SGD​

-Singapore

Thailand - Thai Baht - THB​
United Arab Emirates - UAE Dirham - UAE​

Europe​

Europe
Euro - EUR​

Please note, for SEPA transactions under $100,000:

  • Expected funds receipt is Realtime.
  • There are no cutoff time and there is 24/7 availability.

For SEPA transactions over $100,000:

North America​

North America
Canada - Canadian Dollar - CAD​

Oceania​

Oceania
  • Australia |
    • AUD
    |
    • DE/BECS (Bank Account)
    |
    • Anywhere except US
    |
    • Australia
    |
    • B2B
    • P2P
    |
    • Same day if before 19:00 AEST
    |
    • No limit
    |
    • T0
    |
    • Asynchronous (within 24 hrs)
    |
    • Customer
    |
  • New Zealand
LLM-ready documentation:: llms.txt and llms-full.txt
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