Settlement Report
Nium generates a daily client settlement report to help you reconcile transactions. The report includes the following transaction types:
- Payins: Successful transactions credited to a customer's wallet, including wallet funding, collections, direct debit reversals, and payout reversals.
- Payouts: Transactions with a remittance
statusof PAID and reversals with status RETURN. - P2P: Transfers (credits or debits) between client wallets.
- Fees: Charges and reversals associated with other transactions.
- Foreign exchange (FX): Currency conversion charges applied when funds are exchanged between currencies.
The table below describes each field in the settlement report:
| Field | Description |
|---|---|
| Wallet ID | Unique identifier of the wallet (walletHashId) associated with the transaction. |
| Virtual Account Number | Virtual account number associated with the Payin transaction. |
| Transaction Type | Type of transaction. See Transaction types for details. |
| Transaction ID | Unique identifier for the transaction in the Nium One platform. |
| External ID | Client-defined transaction ID used for reconciliation. |
| Amount | Amount credited to or debited from the wallet. |
| Currency | Currency used in the settlement. |
| Credit/Debit | Indicates whether the wallet was credited or debited. |
| Transaction Date | Timestamp for when the transaction was initiated.
|
| Settlement Date | The date the transactions was settled (i.e., settlement date).
|
| Tags | Tags associated with the transaction. |
Download the report
To download a settlement report:
- Log in to the Nium Portal, then go to Reports > Scheduled.
- On this page, you can schedule settlement reports to run at any interval.
- For more information, see the Nium Portal reports guide.
- You can also request delivery via secure SSH File Transfer Protocol (SFTP).
- Contact your Nium account manager or Nium Support if you have any questions.
Downloaded reports follow this naming convention:
SETTLEMENT_REPORT_<CLIENTHASHID>_<YYYYMMDD>.csv