SG required documents

This page outlines the documents required for stakeholders, applicants, and various business types to onboard a corporate customer registered in Singapore.

Business details

The following table lists the required document types for both verification types for all business entity types.

businessTypeManual KYBeKYB
ASSOCIATIONASSOCIATION_DEEDASSOCIATION_DEED
GOVERNMENT_ENTITYBUSINESS_REGISTRATION_DOCN/A
PARTNERSHIPPARTNERSHIP_DEEDPARTNERSHIP_DEED
PRIVATE_COMPANYBUSINESS_REGISTRATION_DOCN/A
PUBLIC_COMPANYBUSINESS_REGISTRATION_DOCN/A
SOLE_TRADERBUSINESS_REGISTRATION_DOCN/A
TRUSTTRUST_DEEDTRUST_DEED

For a complete list of business document types, see the values obtained from Fetch corporate constantsAPI with fieldName as documentType.

Stakeholders

SG residents and non-residents need to use the kycMode= MANUAL_KYC in case searchID is not passed. kycMode can be ignored if searchID is passsed.

Every individual stakeholder needs to submit one of the following information when kycMode = MANUAL_KYC.

Field namePassportNational IDDriver license
documentTypePASSPORTNATIONAL_IDDRIVER_LICENCE
documentNumberYes (Passport number)YesYes
documentIssuanceCountryYesYesYes
documentExpiryDateYes-Yes
document.fileNameYesYesYes
document.fileTypeYesYesYes
document.documentYesYesYes

For a complete list of personal document types, see the values obtained from Fetch corporate constantsAPI with fieldName as documentType.

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IMPORTANT

If the document doesn't contain an address, you need to submit an Acceptable document for PROOF_OF_ADDRESS which can verify the address with documentType = PROOF_OF_ADDRESS.

If this additional document is not submitted, the compliance agent will raise an RFI for stakeholderAddress to which you can submit the additional document via the Respond to RFI API.

NOTE: Photocopies or scanned documents in black-and-white are not accepted for Passport, Medicare Cards, or Driver's License.

Applicants

Nium offers E_KYC, E_DOC_VERIFY, and MANUAL_KYC modes for applicant KYC in Singapore.

  • E_KYC is applicable for SG residents via Myinfo verification. No documents are required for E_KYC, except Letter of Authorization which needs to be uploaded when the applicant isn't a Director.
  • E_DOC_VERIFY is applicable for non-SG residents. Applicant needs to complete KYC using the redirect URL. Document details need to be passed for E_DOC_VERIFY and upload of document files isn't required.
  • MANUAL_KYC required document details along with upload of document files.

Manual KYC

Every individual applicant needs to submit one of the following information when kycMode = MANUAL_KYC.

⚠️

IMPORTANT

If the document doesn't contain an address, you need to submit an Acceptable document for PROOF_OF_ADDRESS which can verify the address with documentType = PROOF_OF_ADDRESS.

If this additional document is not submitted, the compliance agent will raise an RFI for applicantAddress to which you can submit the additional document via the Respond to RFI API.

Field namePassportNational IDDriver licenseLetter Of Authorization when applicant isn't a DIRECTOR or UBOAdditional document if the first document doesn't contain an address
documentTypePASSPORTNATIONAL_IDDRIVER_LICENCELOAPROOF_OF_ADDRESS
documentNumberYes (Passport number)YesYesYesNo
documentIssuanceCountryYesYesYesNoNo
documentExpiryDateYesNoYesNoNo
document.fileNameYesYesYesYesYes
document.fileTypeYesYesYesYesYes
document.documentYesYesYesYesYes

Every individual applicant needs to submit one of the following information when kycMode = E_DOC_VERIFY

Field namePassportNational IDDriver licenseLetter Of Authorization (when applicant isn't a DIRECTOR or UBO)
documentTypePASSPORTNATIONAL_IDDRIVER_LICENCELOA
documentNumberYes (Passport number)YesYesNo
documentIssuanceCountryYesYesYesNo
documentExpiryDateYesNoYesNo
document.fileNameNoNoNoYes
document.fileTypeNoNoNoYes
document.documentNoNoNoYes

For a complete list of personal document types, see the values obtained from Fetch corporate constantsAPI with fieldName as documentType.

See Letter Of Authorization for suggested format of LOA in case you do not have one.

NOTE: Photocopies or scanned documents in black-and-white are not accepted for Passport, Medicare Cards, or Driver's License.

Acceptable documents for PROOF_OF_ADDRESS

Individual stakeholder or applicantBusiness details
  • Bank statement
  • Government-issued letter
  • Utility bill (gas, electricity, internet, phone, water)
  • Bank statement
  • Government-issued letter
  • Utility bill (gas, electricity, internet, phone, water)
  • NOTE: The above documents are in addition to the standard documents mentioned in Business, Stakeholder, or Applicant section. These can be passed under the documentType PROOF_OF_ADDRESS.

    The above documents cannot be more than 90 days old when submitting.