Required Documents

This page outlines the documents required for stakeholders, applicants, and various business types to onboard a corporate customer registered in Canada.

Business details

The following documents are required as part of the Know Your Business (KYB) identification and verification process.

Entity type	Document Type (enum)	Documents required
PRIVATE_COMPANY	BUSINESS_REGISTRATION_DOCUMENT	Articles of incorporation (optional) Certificate of corporate Status (optional) If Article of incorporation does not contain shareholder details: Shareholder registry
PUBLIC_COMPANY	BUSINESS_REGISTRATION_DOCUMENT	Certificate of incumbency, the articles of incorporation, or the bylaws of the corporation or subsequent board resolutions that set out the officers duly authorized to sign on behalf of the corporation
TRUST	TRUST_DEED	Deed of trust
CHARITY		N/A
PARTNERSHIP	PARTNERSHIP_AGREEMENT	Partnership Agreement
WIDELY_HELD_TRUST	TRUST_DEED	Deed of trust
SOLE_TRADER		N/A

Stakeholders

No documents and documentDetails are required for stakeholders.

Applicants

Nium offers E_KYC, E_DOC_VERIFY, and MANUAL_KYC modes for applicant KYC in the US.

• E_KYC is applicable for CA residents. No document details are required for this mode.
• E_DOC_VERIFY is applicable for non-CA residents. Applicant needs to complete KYC using the redirect URL. Document details need to be passed for E_DOC_VERIFY and upload of document files isn't required.
• MANUAL_KYC required document details along with upload of document files.

Manual KYC

Every individual applicant needs to submit one of the following information when kycMode = MANUAL_KYC.

Document Type	Document Accepted	Document type Enum
POI	Passport	PASSPORT
	Driver’s License	DRIVER_LICENSE
	Residence Card	NATIONAL_ID
	Citizenship Card	NATIONAL_ID
POA (optional)	Listed below	PROOF_OF_ADDRESS
LOA (conditional)		LETTER_OF_AUTHORISATON

Residence Card	Passport	Residence Card	Citizenship Card	Driver license	Additional document if the first document doesn't contain an address	Additional document if the applicant is not a UBO/ DIRECTOR/ TRUSTEE/ PARTNER
documentType	PASSPORT	NATIONAL_ID	NATIONAL_ID	DRIVER_LICENSE	PROOF_OF_ADDRESS	LOA
documentNumber	Yes (Passport number)	Yes	Yes	Yes	No	No
documentIssuanceCountry	Yes	Yes	Yes	Yes	No	No
documentExpiryDate	Yes	No	No	Yes	No	No
document.fileName	Yes	Yes	Yes	Yes	Yes	Yes
document.fileType	Yes	Yes	Yes	Yes	Yes	Yes
document.document	Yes	Yes	Yes	Yes	Yes	Yes

Note: Additionally Letter of Authorization is required for the Applicant who is not a UBO or director (or equivalent positions) of the company.

Note: Proof of Address is required for the applicant if the Passport/National ID is used as Proof of identity and the passport does not contain the applicant’s address.

PROOF_OF_ADDRESSdocuments applicable for Applicant

Proof of address is needed when address is not stated on National ID/Passport

• Utility Bill, dated within the previous 60 days (gas, electric, telephone, cable)
• Major Credit Card Bills, dated within the previous 60 days (VISA, MasterCard, American Express, Discover)
• Bank or brokerage account statement dated within the previous 60 days

eDocVerify

Every individual applicant needs to submit one of the following information when kycMode = E_DOC_VERIFY

Field name	Passport	National ID	Driver license
documentType	PASSPORT	NATIONAL_ID	DRIVER_LICENSE
documentNumber	Yes (Passport number)	Yes	Yes
documentIssuanceCountry	Yes	Yes	Yes
documentExpiryDate	Yes	No	Yes
document.fileName	No	No	No
document.fileType	No	No	No
document.document	No	No	No