Testing Verify

Use the test values below to simulate how Nium Verify behaves with different bank account and proxy details. These examples help you confirm both successful and failed verification flows in your sandbox environment.

Verify with bank account details

Use the following values to test bank account details for different countries and currencies.

Country	Currency	Bank/Proxy	Account Name	Bank Account Number	Routing Code	Status
GB	GBP	Bank	JOHN SMITH	11111111	123456	Valid
GB	GBP	Bank	JOHN SMITH	22222222	123456	Invalid
ID	IDR	Bank	FIRA DIYANKA	1122334455	CENAIDJA	Valid
ID	IDR	Bank	JOHN DOE	123456789012345	SYJBIDJ1	Invalid
TH	THB	Bank	TEST DEMO	1111111111	KASITHB1	Valid
TH	THB	Bank	TEST DEMO	2222222222	KASITHB1	Invalid
VN	VND	Bank	NGUYEN	11111111111	VTCBVNVX	Valid
VN	VND	Bank	NGUYEN	2222222222	VTCBVNVX	Invalid
IN	INR	Bank	TEST DEMO	11111111111111	HDFC0000522	Valid
IN	INR	Bank	TEST DEMO	22222222222222	HDFC0000522	Invalid
MY	MYR	Bank	TEST DEMO	0033991118	OCBCMYKL	Valid
MY	MYR	Bank	TEST DEMO	12343333	OCBCMYKL	Invalid
PK	PKR	Bank	ABDUL	1111111111	HABBPKKA	Valid
PK	PKR	Bank	ABDUL	2222222222	HABBPKKA	Invalid
KR	KRW	Bank	ASAN INT.	1111111111	CZNBKRSE	Valid
KR	KRW	Bank	KYE	22222222222	CZNBKRSE	Invalid
NG	NGN	Bank	OYENIYI	1111111111	CMBBNGLA	Valid
NG	NGN	Bank	OYENIYI	2222222222	CMBBNGLA	Invalid
TZ	TZS	Bank	NICHOLAS	1111111111	EQBLTZTZ	Valid
TZ	TZS	Bank	NICHOLAS	2222222222	EQBLTZTZ	Invalid
US	USD	Bank	MELANIE	100000555	101000019	Valid (Match)
US	USD	Bank	MELANIE	100000666	101000019	Valid (Partial Match)
US	USD	Bank	MELANIE	100000777	101000019	Valid (No Match)
US	USD	Bank	MELANIE	100000222	101000019	Invalid
EU	EUR	Bank	CREDITOR	PL7616958000019431111111111	—	Valid (Match)
EU	EUR	Bank	CREDITOR	PL7616958000019431212121212	—	Valid (Partial Match)
EU	EUR	Bank	CREDITOR	PL7616958000019431313131313	—	Valid (No Match)
EU	EUR	Bank	CREDITOR	PL7616958000019432222222222	—	Invalid

• For EU corridors, we’ve used a PL-based IBAN (Poland) as a reference example.
• To test other countries, replace the first two letters of the IBAN (e.g., PL) with the ISO country code of the EU country you want to test (e.g., DE for Germany, FR for France, ES for Spain).
• The rest of the IBAN stays the same for testing purposes.

Verify with proxy details

These test values simulate proxy-based verification methods such as mobile number or email.

Country	Currency	Name	Proxy Type	Proxy Value	Valid/Invalid
HK	HKD	NEW INDIA LTD	FPS ID	0408922	Valid
HK	HKD	NEW INDIA LTD	MOBILE	+850-12345678	Invalid
IN	INR	Omi	VPA	omi1@yesb	Valid
IN	INR	ABCD	VPA	omi001@yesb	Invalid
MY	MYR	Test Demo	NRIC	1111	Valid
MY	MYR	Test Demo	NRIC	9999	Invalid
AU	AUD	Layla Eade	EMAIL	valid-email@gmail.com	Valid
AU	AUD	test	ABN	22222222222	Invalid