US required documents
This page outlines the documents required for stakeholders, applicants, and various business types to onboard a corporate customer registered in the United States.
Business details
The following documents are required as part of the Know Your Business (KYB) identification and verification process.
| Entity type | Manual KYB | eKYB |
|---|---|---|
BUSINESS_REGISTRATION_DOC | N/A | |
| Estate | LOA | N/A |
| General partnership | PARTNERSHIP_DEED | N/A |
| Limited partnership | BUSINESS_REGISTRATION_DOCUMENTPARTNERSHIP_DEED | N/A |
| Public company | PROOF_OF_EXISTENCE | N/A |
| Trust | TRUST_DEED | N/A |
Stakeholders
The following documents are required as part of the Know Your Business (KYB) identification and verification process for stakeholders.
IMPORTANT
Only individual stakeholders, not corporate stakeholders, require documents.
The following table applies to all entity types for stakeholders.
| Method | Document (documentType) |
|---|---|
| eKYC (US residents) | The last 4 digits of or the entire SSN to be passed as documentNumber (NATIONAL_ID) |
| Manual KYC (Non-US residents) | PASSPORT)DRIVER_LICENCE)NATIONAL_ID) |
US residents
US residents need to use the KYC mode E_KYC with their national ID for verification.
| Fields name | National ID |
|---|---|
documentType | NATIONAL_ID |
documentNumber | Yes (The last 4 digits of or the entire SSN) |
documentIssuanceCountry | Yes (valid value is US for E_KYC) |
documentExpiryDate | Yes (valid value is US for E_KYC) |
document.fileName | - |
document.fileType | - |
document.document | - |
Non-US residents
Non-US residents need to use KYC mode MANUAL_KYC and provide any one of the documents below.
| Field name | Passport | Drivers license | National ID |
|---|---|---|---|
documentType | Yes (PP number) | Yes (DL number) | Yes |
documentNumber | Yes | Yes | Yes |
documentIssuanceCountry | Yes | Yes | Yes |
documentExpiryDate | Yes | Yes | No |
document.fileName | Yes | Yes | Yes |
document.fileType | Yes | Yes | Yes |
document.document | Yes | Yes | Yes |
For a complete list of business document types, see the values obtained from Fetch corporate constantsAPI with fieldName as documentType.
Applicants
Nium offers E_KYC, E_DOC_VERIFY, and MANUAL_KYC modes for applicant KYC in the US.
E_KYCis applicable for US residents. Only document details are required for eKYC and upload of document files isn't required.E_DOC_VERIFYis applicable for non-US residents. Applicant needs to complete KYC using the redirect URL. Document details need to be passed forE_DOC_VERIFYand upload of document files isn't required.MANUAL_KYCrequired document details along with upload of document files.
Every individual applicant needs to submit one of the following information when kycMode = MANUAL_KYC.
| Field name | Passport | National ID | Drivers license |
|---|---|---|---|
documentType | PASSPORT | NATIONAL_ID | DRIVER_LICENCE |
documentNumber | Yes (Passport number) | Yes | Yes |
documentIssuanceCountry | Yes | Yes | Yes |
documentExpiryDate | Yes | No | Yes |
document.fileName | Yes | Yes | Yes |
document.fileType | Yes | Yes | Yes |
document.document | Yes | Yes | Yes |
Every individual applicant needs to submit one of the following information when kycMode = E_DOC_VERIFY
| Field name | Passport | National ID | Drivers license |
|---|---|---|---|
documentType | PASSPORT | NATIONAL_ID | DRIVER_LICENCE |
documentNumber | Yes (Passport number) | Yes | Yes |
documentIssuanceCountry | Yes | Yes | Yes |
documentExpiryDate | Yes | No | Yes |
document.fileName | No | No | No |
document.fileType | No | No | No |
document.document | No | No | No |
US residents need to use the KYC mode E_KYC with their national ID for verification.
| Fields name | National ID |
|---|---|
documentType | NATIONAL_ID |
documentNumber | Yes (The last 4 digits of or the entire SSN) |
documentIssuanceCountry | Yes (valid value is US for E_KYC) |
documentExpiryDate | Yes (valid value is US for E_KYC) |
document.fileName | - |
document.fileType | - |
document.document | - |
For a complete list of personal document types, see the values obtained from Fetch corporate constantsAPI with fieldName as documentType.
Updated 4 days ago