US

With respect to onboarding the Business/Corporate Customers that are located in the US: Nium's Platform Clients can use the Nium's One Platform's APIs to onboard Business Customers (Corporate Customers).

For the US-based customers onboarding, Nium will perform the due diligence using a combination of automated checks and manual verification.

Overview

Customer TypeUS ResidentNon-US Resident
StakeholdereKYC using his/her SSN.
(stakeholdersDetails.kycMode = E_KYC)
Manual-KYC of the person.
(stakeholdersDetails.kycMode = MANUAL_KYC)
ApplicanteKYC using his/her SSN.
(applicantDetails.kycMode = E_KYC)
Manual-KYC of the person.
(applicantDetails.kycMode = MANUAL_KYC)

Documents Required for Non-US Residents

The following table is relevant for non-US residents, and the KYC Mode = MANUAL_KYC.

NOTE: National ID issued by the country of residence is to help with Proof of Address and Proof of Identity.

Field NamePassportDriver's LicenseNational ID
documentTypePASSPORTDRIVER_LICENCENATIONAL_ID
documentNumberYes (PP Number}Yes (DL Number)Yes (9-digit SSN)
documentIssuanceCountryYesYesYes
documentExpiryDateYesYes-
document.fileNameYesYesYes
document.fileTypeYesYesYes
document.documentYesYesYes

Documents Required for US Residents

The following table is relevant for US residents, and the KYC Mode = E_KYC.

Field NamePassportDriver's LicenseNational ID
documentTypePASSPORTDRIVER_LICENCENATIONAL_ID
documentNumberYes (PP Number}Yes (DL Number)Yes (9-digit SSN)
documentIssuanceCountryYesYes-
documentExpiryDateYesYes-
document.fileNameYesYes-
document.fileTypeYesYes-
document.documentYesYes-