A Nium One client can use one of the platform's APIs to onboard a business customer. To onboard a US-based corporate customer, Nium performs its due diligence using a combination of automated checks and manual verification.

Customer typeUS residentNon-US resident
StakeholderElectronic Know Your Customer (eKYC) process using a valid Social Security number (SSN)
stakeholdersDetails.kycMode = E_KYC
Manual KYC of the person
stakeholdersDetails.kycMode = MANUAL_KYC
ApplicanteKYC process using a valid SSN
applicantDetails.kycMode = E_KYC
Manual KYC of the person
applicantDetails.kycMode = MANUAL_KYC

To make an example API request, see the Onboard Corporate Customer API.